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Property Type: TownhouseOwnership: CondominiumRECENTLY LISTED
20 - 46 CEDARWOODS CRESCENT
Kitchener, ON N2C2L7
MLS® X14109416
72
Walk Score
65
Transit
59
Bike
$375,000
3 bed2.5 bath2 parking
72
Walk Score
65
Transit
59
Bike
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $585/mo
- Annual property tax
- $2,211 (2025)
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- Full
- Heating
- Forced air, Natural gas
Description
Welcome to this beautiful townhome located in one of the best-managed and maintained condominium complexes in the city! There are many reasons to choose 46 Cedarwoods, including its convenient proximity to shopping, GRT light rail transit and city buses, restaurants, medical offices, schools, cinemas, golf courses, ski hills, trails, and major highways.The exterior has been recently modernized with updated siding, windows, and gutters. Inside, this spacious and beautifully renovated townhome offers a clean, contemporary living space with quality finishes throughout. Features include smooth ceilings with pot lights, an Ecobee thermostat, dimmer switches, modern light fixtures, a newer high-efficiency heat pump/AC unit (2024), furnace (2022), and a mostly carpet-free interior.The inviting living room opens to a dining area that connects seamlessly to a practical, modernized kitchen. The spacious primary bedroom features double doors and a closet with built-in organizers. Two additional bedrooms and a tastefully updated four-piece bathroom complete the upper level.The finished lower level offers a welcoming space for a family room, games room, or home office, along with the convenience of an additional bathroom and laundry area. Outside, enjoy a fully fenced backyard with a private patio.Beautifully maintained, thoughtfully updated, and conveniently located, this townhome is move-in ready! (id:63161)
Listing Information
- MLS®
- X14109416
- Tax assessment year
- 2025
- Data last synced
- October 24, 2026
EXP REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: EXP REALTY
MLS® Number: X14109416
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$363/sqft
214 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($18,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$300,000.00
Periodic payment — Principal & Interest (monthly)$1,935.50
Additional monthly expenses (condo fees, tax, utilities, etc.)$769.25
Total monthly cost$2,704.75
Interest paid over 5-yr term$85,980.86
Balance at end of term$269,850.97
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$18,750
Stress test qualifying rate8.19%
Payment you must qualify for$2,762.27
Cash Needed at Closing
Minimum down payment$18,750
Estimated Land Transfer Tax (LTT)$4,100
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,350
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
