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Property Type: TownhouseOwnership: Condominium
205 WEST OAK Trail Unit# 31
Kitchener, ON N2R0R9
MLS® 40870652
$549,900
4 bed2.5 bath1 parking1,682 sqftBuilt 2022
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
R
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $421/mo
- Annual property tax
- $4,133
Maintenance Fee Includes
Also included: Insurance
Interior
- Basement
- None
- Heating
- Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Second level | — |
| Bedroom | Second level | 9'1'' x 10'0'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 11'9'' x 8'3'' |
| Bedroom | Second level | 9'6'' x 11'6'' |
| Primary Bedroom | Second level | 12'1'' x 12'11'' |
| 2pc Bathroom | Main level | — |
| Kitchen | Main level | 9'3'' x 14'1'' |
| Living room/Dining room | Main level | 15'1'' x 14'1'' |
Description
Priced To Sell!!! The Ivy - 4 Plex Stacked Townhome (Feels Like A Semi Detached). Almost 1700 Sq ft Of Finished Space. Lovely 4 Yr Old Executive Condo Townhome For Sale Featuring 4 Bedrooms & 1.5 Washrooms in the High Demand Wild Flowers Community. Great Open Concept Layout With a Large Living Room & Dining Room Plus a Modern Kitchen with Granite Countertops And Upgraded Flooring. Walk Out To a Huge Terrace/ Deck Main Floor Powder Room. Upper Level With 4 good Size Bedrooms. Including The Large Primary Bedroom. A Functional Full 4 Pce Washroom with Granite Counters. Convenient Second Floor Laundry. Comes With One Surface PArking. Nice Inviting Front Porch. Steps from the Plaza with Starbucks, Shoppers, and Scotiabank, and just minutes to RBJ Schlegel Park, nearby schools, and scenic trails. With easy access to Fischer-Hallman, Huron Road, and Highway 401, everything you need is right around the corner. (id:63159)
Listing Information
- MLS®
- 40870652
- Data last synced
- October 16, 2026
Kingsway Real Estate Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Kingsway Real Estate Brokerage
MLS® Number: 40870652
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$327/sqft
Building average
—
No other active listings in this building
336 - Trussler average
$370/sqft
9 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$439,920.00
Periodic payment — Principal & Interest (monthly)$2,838.21
Additional monthly expenses (condo fees, tax, utilities, etc.)$849.42
Total monthly cost$3,687.63
Interest paid over 5-yr term$126,082.34
Balance at end of term$395,709.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$29,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,031.25
Cash Needed at Closing
Minimum down payment$29,990
Estimated Land Transfer Tax (LTT)$7,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
