Loading…
Property Type: TownhouseOwnership: Freehold
286 SOPHIA Crescent
Kitchener, ON N2R1X9
MLS® 40866989
$599,000
3 bed2.5 bath3 parking1,864 sqftBuilt 2007
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Frontage
- 18 feet
RES-5
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $4,024
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 8'7'' x 10'6'' |
| Storage | Basement | 8'2'' x 6'0'' |
| Recreation room | Basement | 12'2'' x 16'7'' |
| 4pc Bathroom | Second level | 10'10'' x 8'10'' |
| Bedroom | Second level | 11'4'' x 8'1'' |
| Bedroom | Second level | 16'0'' x 8'10'' |
| Primary Bedroom | Second level | 12'11'' x 14'11'' |
| 2pc Bathroom | Main level | — |
| Kitchen | Main level | 9'3'' x 12'2'' |
| Living room/Dining room | Main level | 12'6'' x 17'4'' |
Description
Welcome to this beautiful freehold townhouse in the desirable Huron Park area,- No Condo fees- A turnkey, fully finished home ready for its next family. The Bright Main floor is an open concept, carpet Free with a convenient two-pieces powder room that complete this level. The second floor features three generous-sized bedrooms, including the Master bedroom that has 2 big closets and an ensuite privilege. The whole house has new and modern light fixtures throughout. The carpet for the stairs and the upper level, and the Vinyl for the living area are less than 5 years old! A bonus recreational room in the fully finished basement with a three pc roughed-in bathroom for your growing family. The fully fenced backyard is the perfect low-maintenance entertainment space with the nice deck and a separate access.Top rated schools, Parks, and scenery trails and very close to public transit, shopping and all the amenities Huron Village has to offer. Don't miss this great opportunity, and book your showing! (id:63161)
Listing Information
- MLS®
- 40866989
- Data last synced
- October 26, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40866989
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$321/sqft
Building average
—
No other active listings in this building
334 - Huron Park average
$391/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (condo fees, tax, utilities, etc.)$428.33
Total monthly cost$3,519.97
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,373.89
Cash Needed at Closing
Minimum down payment$34,900
Estimated Land Transfer Tax (LTT)$8,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
