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Property Type: Detached HouseOwnership: Freehold
212 GRAVEL RIDGE TRAIL
Kitchener, ON N2E0E5
MLS® X13781954
$979,000
3 bed3.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 36.1 x 190.5 FT
- Frontage
- 36.1 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,722.41
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
Description
Welcome to this detached two-storey home nestled in a peaceful, family-friendly neighbourhood in Kitchener! From the moment you step inside, you'll be greeted by an inviting open-concept main floor designed for comfortable family living and effortless entertaining. The spacious living room boasts soaring cathedral ceilings, broadloom flooring, and an abundance of natural light. The seamless flow continues into the dining area and stunning kitchen. The kitchen features a convenient centre island, pot lights, under-cabinet lighting, stainless steel appliances, gas stove, double sink, and pantry. The dining room connects you to the outdoors with upgraded French doors leading to a spacious deck and premium lot, where you can enjoy picturesque views in the ideal setting for morning coffee, summer barbecues, or simply enjoying the tranquillity of your surroundings. Upstairs, you'll find three generously sized bedrooms, all featuring broadloom flooring. The spacious primary retreat features cathedral ceilings, a walk-in closet, and a private four-piece ensuite complete with a relaxing soaker tub and separate stall shower. The additional two bedrooms share a well-appointed four-piece bathroom, making this level ideal for a growing family. The basement offers abundant potential and versatility, ready to be transformed to suit your family's needs. It features upgraded egress windows, a laundry area with washer, dryer, and laundry sink, a bathroom rough-in, and a 200-amp electrical panel. Providing an excellent foundation for future living space, recreation, a home office, gym, or additional bedrooms. Located close to schools, parks, shopping, restaurants, entertainment, and everyday amenities, this wonderful home combines comfort and functionality. The perfect home for a growing family to create lasting memories. Don't miss the opportunity to make this charming Kitchener home your own! (id:63159)
Listing Information
- MLS®
- X13781954
- Data last synced
- September 15, 2026
SUTTON GROUP - SUMMIT REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SUTTON GROUP - SUMMIT REALTY INC.
MLS® Number: X13781954
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($72,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$783,200.00
Periodic payment — Principal & Interest (monthly)$5,052.94
Additional monthly expenses (condo fees, tax, utilities, etc.)$476.87
Total monthly cost$5,529.81
Interest paid over 5-yr term$224,467.37
Balance at end of term$704,490.93
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$72,900
Stress test qualifying rate8.19%
Payment you must qualify for$7,025.66
Cash Needed at Closing
Minimum down payment$72,900
Estimated Land Transfer Tax (LTT)$16,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$90,455
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
