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Property Type: Condo / ApartmentOwnership: Condominium
216 - 55 DUKE STREET W
Kitchener, ON N2H0C9
MLS® X13833168
$364,900
2 bed1 bath0 parking
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $392/mo
- Annual property tax
- $2,994
Maintenance Fee Includes
Also included: Common Area Maintenance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Located in the heart of Downtown Kitchener, this beautifully appointed 1 Bedroom + Den, 1 Bathroom condo offers an exceptional blend of style, comfort, and convenience. Situated in an award-winning building directly between LRT stops, this residence puts the very best of the city right at your doorstep. Step inside to discover a bright, open-concept living space complemented by contemporary finishes and a sleek, modern kitchen featuring stainless steel appliances. The spacious bedroom offers generous closet space, while the versatile den provides the perfect setting for a home office, study, or additional storage.One of the standout features of this home is the expansive private terrace - an incredible extension of your living space, perfect for morning coffee, outdoor dining, entertaining guests, or simply enjoying your own private retreat in the city. Additional conveniences include in-suite laundry and access to premium building amenities. With public transit, shopping, restaurants, cafes, entertainment, and downtown attractions all within easy reach, this is a location that truly delivers a connected and effortless urban lifestyle.Whether you're a first-time buyer, savvy investor, or young professional, Unit 216 offers an outstanding opportunity to own a stylish downtown residence in one of Kitchener's most desirable locations. A rare combination of location, lifestyle, and outdoor space - don't miss the opportunity to make this exceptional condo your own! (id:63161)
Listing Information
- MLS®
- X13833168
- Data last synced
- October 29, 2026
CENTURY 21 PEOPLE'S CHOICE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CENTURY 21 PEOPLE'S CHOICE REALTY INC.
MLS® Number: X13833168
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$454/sqft
380 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($18,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$291,920.00
Periodic payment — Principal & Interest (monthly)$1,883.37
Additional monthly expenses (condo fees, tax, utilities, etc.)$641.50
Total monthly cost$2,524.87
Interest paid over 5-yr term$83,665.11
Balance at end of term$262,582.98
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$18,245
Stress test qualifying rate8.19%
Payment you must qualify for$2,687.87
Cash Needed at Closing
Minimum down payment$18,245
Estimated Land Transfer Tax (LTT)$3,949
Legal / closing costs (typical estimate)$1,500
Total cash needed$23,694
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
