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Property Type: Condo / ApartmentOwnership: Condominium
227 - 55 DUKE STREET
Kitchener, ON N2H0C9
MLS® X14103018
99
Walk Score
66
Transit
91
Bike
$324,900
1 bed1 bath0 parking
99
Walk Score
66
Transit
91
Bike
Amenities
GymConcierge
Also listed: Car Wash, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
D1
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $496/mo
- Annual property tax
- $3,432 (2025)
Maintenance Fee Includes
Also included: Common Area Maintenance
Interior
- Basement
- None
- Heating
- Forced air, Other
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Den | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
Description
Welcome to 55 Duke Street, Unit 227! Experience modern downtown living in this contemporary 1-bedroom, PLUS DEN condo featuring a massive private patio, perfect for outdoor entertaining, relaxing, or creating your own urban oasis. The thoughtfully designed layout offers a spacious kitchen, comfortable living area, separate office space ideal for working from home, primary bedroom, and 4-piece bathroom. Enjoy the convenience of in-suite laundry and central air conditioning, along with an impressive collection of building amenities, including a concierge, fitness room, party room, business centre, workshop, community BBQ area, and rooftop deck and garden. The expansive private patio is a true highlight, offering rare outdoor space to enjoy right in the heart of downtown. Ideally located just steps from public transit, parks, the library, shops, restaurants, and everyday conveniences, this condo is an excellent opportunity for first-time buyers, professionals, or investors seeking a vibrant urban lifestyle. (id:63161)
Listing Information
- MLS®
- X14103018
- Tax assessment year
- 2025
- Data last synced
- October 23, 2026
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X14103018
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$454/sqft
380 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($16,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$259,920.00
Periodic payment — Principal & Interest (monthly)$1,676.92
Additional monthly expenses (condo fees, tax, utilities, etc.)$782.27
Total monthly cost$2,459.19
Interest paid over 5-yr term$74,493.82
Balance at end of term$233,798.88
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$16,245
Stress test qualifying rate8.19%
Payment you must qualify for$2,393.23
Cash Needed at Closing
Minimum down payment$16,245
Estimated Land Transfer Tax (LTT)$3,349
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,094
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
