Loading…
Property Type: TownhouseOwnership: Freehold
222 SOPHIA CRESCENT
Kitchener, ON N2R1X8
MLS® X14082858
$595,000
3 bed2.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 3
- Lot size
- 18 x 103.2 FT
- Frontage
- 18 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $4,077.4
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Utility room | Lower level | — |
| Eating area | Main level | — |
| Laundry room | Main level | — |
| Family room | Second level | — |
| Primary Bedroom | Upper Level | — |
| Bedroom 2 | Upper Level | — |
| Bedroom 3 | Upper Level | — |
| Bathroom | Main level | — |
| Bathroom | Upper Level | — |
| Den | Lower level | — |
Description
Welcome to 222 Sophia Crescent, a beautiful freehold townhome with no condo fees in desirable Huron Park! Offering over 1,350 sq. ft. of bright living space, this home features a large eat-in kitchen with stainless steel appliances, main-floor laundry, and a walkout deck. A few steps up, the sunken family room with hardwood floors offers the perfect space to unwind. Upstairs holds 3 spacious bedrooms, including a king-sized primary suite. The partially finished basement offers endless potential for a 4th bedroom or rec room (3rd bath rough-in included) plus bonus storage. Complete with a private two-tier deck and an unbeatable location near schools, trails, transit, and upcoming shopping! (id:63159)
Listing Information
- MLS®
- X14082858
- Data last synced
- October 16, 2026
HOMELIFE/RESPONSE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE/RESPONSE REALTY INC.
MLS® Number: X14082858
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$363/sqft
214 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$476,000.00
Periodic payment — Principal & Interest (monthly)$3,070.99
Additional monthly expenses (condo fees, tax, utilities, etc.)$339.78
Total monthly cost$3,410.77
Interest paid over 5-yr term$136,422.97
Balance at end of term$428,163.54
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,345.97
Cash Needed at Closing
Minimum down payment$34,500
Estimated Land Transfer Tax (LTT)$8,375
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
