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Property Type: Detached HouseOwnership: Freehold
25 RADCLIFFE DRIVE
Kitchener, ON N2E2G3
MLS® X13874370
$679,900
5 bed2 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 40 x 150 FT
- Frontage
- 40 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,043 (2025)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes
Description
Welcome To 25 Radcliffe Drive Your Family's Next Home Awaits. Live In Desirable Laurentian Hills Kitchener. This Spacious Detached 3 Bed 2 Bath, 4 Level Backsplit Is Sure To Impress: Recently Updated And Painted With New Kitchen W/ Granite Counters And Custom Kitchen Island /Breakfast Bar, All New Flooring And Baseboards Throughout, 2 Renovated Bathrooms, And Completely Finished Basement. Two Separate Living Areas, Sit By The Cozy Fireplace And Relax Or Create New Memories. Set On A Large 40x150 Lot, The Private Fully Fenced Backyard Gives You Lots Of Room To Enjoy Your Weekends Or Evenings. Walk Out To The Sun Filled Full Sized Rear Deck, In Your Private Back Yard, BBQ, Or Even Room For A POOL. Located In Prime Location. Garage Parking, Quiet Pocket Of Kitchener, Steps Away To Great Schools, Public Transit And Park. Easy Access To 401. Great Family Layout And A Great Family Neighbourhood. (id:63161)
Listing Information
- MLS®
- X13874370
- Tax assessment year
- 2025
- Data last synced
- October 25, 2026
HOMELIFE/VISION REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE/VISION REALTY INC.
MLS® Number: X13874370
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($42,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$543,920.00
Periodic payment — Principal & Interest (monthly)$3,509.19
Additional monthly expenses (condo fees, tax, utilities, etc.)$336.92
Total monthly cost$3,846.10
Interest paid over 5-yr term$155,889.04
Balance at end of term$489,257.80
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$42,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,938.44
Cash Needed at Closing
Minimum down payment$42,990
Estimated Land Transfer Tax (LTT)$10,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$54,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
