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Property Type: Detached HouseOwnership: Freehold
26 ST. LEGER Street
Kitchener, ON N2H4L9
MLS® 40861324
$599,000
3 bed3 full, 2 half bath2 parking1,400 sqftBuilt 1924
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2.5
- Frontage
- 35 feet
Res-4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,414.83
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 2pc Bathroom | Basement | — |
| 2pc Bathroom | Main level | — |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 8'6'' x 12'6'' |
| Bedroom | Second level | 10'0'' x 12'6'' |
| Bedroom | Second level | 10'0'' x 13'0'' |
| Dining room | Main level | 10'3'' x 12'9'' |
| Living room | Main level | 11'0'' x 12'9'' |
| Kitchen | Main level | 11'7'' x 10'6'' |
Description
Step into a home where classic character meets modern-day comfort. Situated in a charming historic neighbourhood just minutes from downtown Kitchener, this well-maintained two-storey detached home offers plenty of warmth, natural light and original charm. The main floor features freshly painted interiors, beautiful original trim and inviting living spaces, while upstairs offers three bedrooms and a convenient 1.5 bathrooms. The attic provides additional potential and could easily be transformed into a home office, hobby space or bonus room. Outside, enjoy your morning coffee on the generous covered front porch or entertain on the rebuilt rear deck, completed in 2015. With shops, cafés, parks and transit all close by, plus convenient highway access, the location is hard to beat. Numerous updates provide added peace of mind, including windows (2012), furnace (2011, serviced October 2025), roof (2009) and air conditioner (2023). A great opportunity for first-time buyers, young families or investors looking for a character-filled home in a convenient Kitchener location. (id:63159)
Listing Information
- MLS®
- 40861324
- Data last synced
- September 20, 2026
Chestnut Park Realty Southwestern Ontario Limited
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Chestnut Park Realty Southwestern Ontario Limited
MLS® Number: 40861324
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$428/sqft
Building average
—
No other active listings in this building
212 - Downtown Kitchener/East Ward average
$391/sqft
31 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (condo fees, tax, utilities, etc.)$437.90
Total monthly cost$3,529.54
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,373.89
Cash Needed at Closing
Minimum down payment$34,900
Estimated Land Transfer Tax (LTT)$8,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
