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Property Type: Detached HouseOwnership: Freehold
18 BIRCH Avenue
Kitchener, ON N2H4W5
MLS® 40868119
$549,999
3 bed2 bath2 parking1,452 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 40 feet
R-3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Condo / maintenance fee
- $0/mo
- Annual property tax
- $3,515
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Cold room | Basement | 5'1'' x 8'11'' |
| 3pc Bathroom | Basement | 4'11'' x 10'2'' |
| Utility room | Basement | 8'10'' x 10'10'' |
| Laundry room | Basement | 11'2'' x 10'7'' |
| Recreation room | Basement | 17'6'' x 10'4'' |
| Bedroom | Basement | 9'11'' x 8'3'' |
| 4pc Bathroom | Main level | 7'5'' x 5'0'' |
| Bedroom | Main level | 11'10'' x 7'4'' |
| Primary Bedroom | Main level | 11'2'' x 10'7'' |
| Living room | Main level | 13'1'' x 13'4'' |
| Kitchen | Main level | 13'1'' x 8'8'' |
Description
Welcome to 18 Birch Avenue! This charming, updated bungalow offers the ideal balance of manageable single-level living and functional utility, making it an exceptional choice for first-time home buyers or those looking to downsize without compromising on quality or privacy. Step inside to a bright and practical layout featuring tasteful updates throughout. The main living space connects seamlessly to an updated kitchen designed for easy everyday use. The home features comfortable bedrooms and renovated bathrooms, providing a turnkey setup that allows you to move straight in without immediate renovation projects. The lower level extends your usable living space with additional room for recreation, storage, or a home office. Outside, the property features a standout detached garage equipped with dedicated electrical, making it an ideal setup for hobbyists, woodworkers, a workshop, or secure vehicle storage. Situated on a mature, quiet street with quick access to transit, commuter routes, parks, and neighbourhood amenities, this home delivers solid long-term value in an established Kitchener location. Book your private viewing today to see what this home has to offer. (id:63161)
Listing Information
- MLS®
- 40868119
- Data last synced
- October 25, 2026
Flux Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Flux Realty
MLS® Number: 40868119
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$379/sqft
Building average
—
No other active listings in this building
114 - Uptown Waterloo/North Ward average
$402/sqft
36 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($30,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$439,999.00
Periodic payment — Principal & Interest (monthly)$2,838.72
Additional monthly expenses (condo fees, tax, utilities, etc.)$365.92
Total monthly cost$3,204.64
Interest paid over 5-yr term$126,104.98
Balance at end of term$395,780.52
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$30,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,031.94
Cash Needed at Closing
Minimum down payment$30,000
Estimated Land Transfer Tax (LTT)$7,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
