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Property Type: Detached HouseOwnership: Freehold
3 CHICOPEE TERRACE
Kitchener, ON N2A1T2
MLS® X13667556
$1,499,000
4 bed4 full, 2 half bath6 parking
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 45 FT ; Diamond Shape
- Frontage
- 45 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $9,714
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes
Description
Welcome Home! A Rare, Fully Renovated Backsplit Nestled In One Of Kitchener's Most Desirable Enclaves, Backing Directly Onto Chicopee Ski Resort & Scenic Hiking Trails. Offering Over 3,845 Sq Ft Of Beautifully Finished Living Space, This Turn-Key Residence Delivers A Unique Blend Of Luxury, Privacy, And Year-Round Resort-Style Living. Extensively Upgraded Inside And Out, The Home Showcases A Stunning Main Level With Designer Finishes Throughout, Including A Fully Renovated Chef's Kitchen Featuring Premium Stainless-Steel Appliances, Stone Countertops, Custom Cabinetry, And Elegant Open Living And Dining Spaces Ideal For Entertaining. The Spacious Family Room, Generous Bedrooms, And Spa-Inspired Bathrooms Provide Exceptional Comfort For Everyday Living. A True Standout Feature Is The Private Indoor Pool Located On The Main Level, Offering Year-Round Enjoyment In Complete Privacy, Complemented By A Sauna And Hot Tub For A Fully Integrated Wellness Experience. The Fully Finished Lower Level Includes A Large Recreation Room, Additional Bedroom, Bathroom, Wine Cellar, And Laundry - Perfect For Guests Or Extended Family Living. Step Outside To A Beautifully Landscaped Yard With A Wrap-Around Porch And Stone Patio, Backing Directly Onto Chicopee Ski Resort. Enjoy Immediate Access To Skiing, Snowboarding, And Hiking Trails Right From Your Backyard - A Rare Lifestyle Offering In The City. A Truly Exceptional Property Combining Modern Upgrades With Unmatched Access To Nature And Recreation. (id:63159)
Listing Information
- MLS®
- X13667556
- Data last synced
- September 15, 2026
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X13667556
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 8.3% ($124,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,199,200.00
Periodic payment — Principal & Interest (monthly)$7,736.83
Additional monthly expenses (condo fees, tax, utilities, etc.)$809.50
Total monthly cost$8,546.33
Interest paid over 5-yr term$343,694.17
Balance at end of term$1,078,684.28
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$124,900
Stress test qualifying rate8.19%
Payment you must qualify for$10,654.42
Cash Needed at Closing
Minimum down payment$124,900
Estimated Land Transfer Tax (LTT)$26,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$152,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
