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Property Type: Detached HouseOwnership: Freehold
31 ELMBANK Trail
Kitchener, ON N2R0B3
MLS® 40868407
$999,000
4 bed3.5 bath4 parking2,301 sqftBuilt 2016
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 39 feet
R3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,903.45
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Gym | Basement | '' x 12'10'' |
| 4pc Bathroom | Second level | — |
| 5pc Ensuite bath | Second level | — |
| Dining room | Main level | 7'6'' x 13'7'' |
| Kitchen | Main level | 11'11'' x 13'7'' |
| Living room | Main level | 17'2'' x 14'8'' |
| Laundry room | Main level | 6'0'' x 7'5'' |
| 2pc Bathroom | Main level | — |
| Primary Bedroom | Second level | 17'5'' x 18'2'' |
| Bedroom | Second level | 12'5'' x 14'8'' |
| Bedroom | Second level | 12'10'' x 12'3'' |
| Bedroom | Second level | 12'9'' x 11'2'' |
Description
Welcome to 31 Elmbank Trail, ideally situated in the highly desirable Doon neighbourhood of Kitchener. This beautifully appointed home features 4 spacious bedrooms and 2.5 bathrooms, offering a comfortable and inviting layout for modern family living. The main floor makes a great first impression with 9' ceilings, wide-plank engineered hardwood flooring, and a bright, open-concept design that creates a welcoming sense of space throughout. The stylish kitchen is designed for both everyday living and entertaining, featuring upgraded stainless steel appliances including double wall ovens, granite countertops, an upgraded faucet, pot and pan drawers, under-cabinet lighting, and plenty of counter space for meal preparation. The adjoining great room offers a comfortable gathering space centered around a gas fireplace, creating a warm and welcoming atmosphere. Thoughtful upgrades can be found throughout the home, including Decora switches, solid oak stairs, and an insulated garage door in the double-car garage. Upstairs, the spacious primary suite provides a relaxing retreat with a walk-in closet and a well-appointed 4-piece ensuite featuring a beautiful glass shower. Step outside to enjoy the private backyard with no rear neighbours. You'll appreciate the combination of modern city conveniences and the peaceful, private setting this property provides. A wonderful opportunity in one of Kitchener's most sought-after communities — come see everything 31 Elmbank Trail has to offer! (id:63159)
Listing Information
- MLS®
- 40868407
- Data last synced
- October 19, 2026
Chestnut Park Realty Southwestern Ontario Limited
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Chestnut Park Realty Southwestern Ontario Limited
MLS® Number: 40868407
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$434/sqft
Building average
—
No other active listings in this building
335 - Pioneer Park/Doon/Wyldwoods average
$389/sqft
75 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$799,200.00
Periodic payment — Principal & Interest (monthly)$5,156.17
Additional monthly expenses (condo fees, tax, utilities, etc.)$690.29
Total monthly cost$5,846.45
Interest paid over 5-yr term$229,053.02
Balance at end of term$718,882.98
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$74,900
Stress test qualifying rate8.19%
Payment you must qualify for$7,165.23
Cash Needed at Closing
Minimum down payment$74,900
Estimated Land Transfer Tax (LTT)$16,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
