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Property Type: Detached HouseOwnership: Freehold
325 CANADA PLUM Street Unit# LOT 225
Kitchener, ON N2V0H6
MLS® 40846141
$1,114,000
4 bed4.5 bath4 parking2,245 sqft
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Frontage
- 36 feet
R6
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $1
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Second level | — |
| 3pc Bathroom | Second level | — |
| Bedroom | Second level | 10'0'' x 10'10'' |
| Bedroom | Second level | 10'0'' x 10'4'' |
| Bedroom | Second level | 11'0'' x 10'3'' |
| 5pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 13'5'' x 13'0'' |
| Dining room | Main level | 12'6'' x 10'0'' |
| Great room | Main level | 9'3'' x 14'0'' |
| Kitchen | Main level | 9'3'' x 14'0'' |
| 2pc Bathroom | Main level | — |
Description
Summer Promo - fully finished basement and a pressure treated deck with aluminum railings — just the beginning of what sets this exceptional to-be-built home apart. This stunning 4-bedroom, 3-bathroom home is thoughtfully designed to showcase elevated craftsmanship, timeless finishes, and sophisticated design throughout. A grand foyer creates an impressive first impression, welcoming you into a spacious open-concept layout designed for both everyday living and entertaining. With generous principal rooms, 9' ceilings on the main floor, a 9' foundation in the basement, engineered hardwood flooring, a hardwood staircase, custom cabinetry, quartz countertops throughout, and carefully curated finishes, every detail has been selected to deliver a refined and luxurious living experience. The chef-inspired kitchen serves as the heart of the home, complete with high-end appliances included, while the professionally finished basement provides even more living space for a recreation room, home office, fitness area, guest accommodations, or all of the above. The walk-up basement enhances the home's functionality and future flexibility, while the main-floor deck creates the perfect setting for outdoor dining and entertaining. Finished with a concrete driveway for lasting curb appeal, and ideally located near top-rated schools, scenic trails, parks, shopping, and everyday amenities, this rare opportunity allows you to own a luxury build, crafted with exceptional attention to detail. Experience the perfect blend of quality, comfort, and modern living in one of Waterloo's most desirable communities. (id:63159)
Listing Information
- MLS®
- 40846141
- Data last synced
- September 15, 2026
Corcoran Horizon Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Corcoran Horizon Realty
MLS® Number: 40846141
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$496/sqft
Building average
—
No other active listings in this building
443 - Columbia Forest/Clair Hills average
$398/sqft
41 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.8% ($86,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$891,200.00
Periodic payment — Principal & Interest (monthly)$5,749.72
Additional monthly expenses (condo fees, tax, utilities, etc.)$112.08
Total monthly cost$5,861.80
Interest paid over 5-yr term$255,420.48
Balance at end of term$801,637.28
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$86,400
Stress test qualifying rate8.19%
Payment you must qualify for$7,967.74
Cash Needed at Closing
Minimum down payment$86,400
Estimated Land Transfer Tax (LTT)$18,755
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,655
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
