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Property Type: Detached HouseOwnership: Freehold
745 WOOD LILY Street
Waterloo, ON N2V0C3
MLS® 40864233
$1,180,000
4 bed5.5 bath4 parking2,774 sqftBuilt 2018
Property Details
Property & Lot
- Sub-type
- House
- Style
- Contemporary
- Stories
- 2
- Frontage
- 51 feet
R6
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $9,195.1
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 11'0'' x 9'6'' |
| 3pc Bathroom | Second level | — |
| Bedroom | Second level | 11'8'' x 13'9'' |
| 3pc Bathroom | Second level | — |
| Bedroom | Second level | 12'9'' x 11'5'' |
| 4pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 23'1'' x 18'5'' |
| Foyer | Main level | — |
| Laundry room | Main level | — |
| 2pc Bathroom | Main level | — |
| Kitchen/Dining room | Main level | 18'0'' x 17'10'' |
| Dining room | Main level | 11'5'' x 14'7'' |
| Living room |
Description
Welcome to this exceptional home featuring 4 bedrooms, 4.5 bathrooms, 3 private ensuites, an impressive 51ft frontage, and almost 2,800 sqft of beautifully designed living space. From the moment you step into the bright and welcoming foyer, you’ll appreciate the thoughtfully designed layout and elegant finishes throughout. The open concept main floor features 9ft ceiling and a modern kitchen with sleek finishes and ample workspace, flowing seamlessly into the inviting living room with hardwood floors and a warm fireplace, an ideal space for both entertaining and everyday living. The adjacent breakfast area opens through sliding doors to a private backyard retreat, perfect for outdoor enjoyment, while the separate formal dining room offers additional flexibility as a sophisticated dining space or home office. A powder room and convenient laundry room complete the main level. Upstairs, all 4 bedrooms feature their own walk-in closets, offering comfort, privacy, and excellent storage, while 3 bedrooms enjoy their own private ensuite bathrooms, making this home especially appealing for families, guests, or those seeking enhanced privacy and convenience. An open loft on the second level provides additional versatile space for a family lounge, reading area, or home office. Ideally located in the highly desirable Vista Hills community, just steps from scenic walking trails through the greenbelt and close to top rated schools, parks. A few minutes drive to Costco, the universities, and all other amenities. Book your showing today! (id:63161)
Listing Information
- MLS®
- 40864233
- Data last synced
- October 28, 2026
Kingsway Real Estate Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Kingsway Real Estate Brokerage
MLS® Number: 40864233
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$425/sqft
Building average
—
No other active listings in this building
443 - Columbia Forest/Clair Hills average
$401/sqft
41 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.9% ($93,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$944,000.00
Periodic payment — Principal & Interest (monthly)$6,090.37
Additional monthly expenses (condo fees, tax, utilities, etc.)$905.26
Total monthly cost$6,995.63
Interest paid over 5-yr term$270,553.11
Balance at end of term$849,131.05
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$93,000
Stress test qualifying rate8.19%
Payment you must qualify for$8,428.32
Cash Needed at Closing
Minimum down payment$93,000
Estimated Land Transfer Tax (LTT)$20,075
Legal / closing costs (typical estimate)$1,500
Total cash needed$114,575
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
