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Property Type: Detached HouseOwnership: Freehold
350 CANADA PLUM Street
Waterloo, ON N2V0H9
MLS® 40839251
$1,270,000
4 bed4.5 bath4 parking3,505 sqftBuilt 2025
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Frontage
- 36 feet
R6
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,782
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Fireplace
- None
- Appliances
- Washer, Refrigerator, Dishwasher, Stove, Dryer
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 12'0'' x 12'0'' |
| 3pc Bathroom | Basement | — |
| Other | Basement | 13'0'' x 10'6'' |
| Other | Basement | 17'11'' x 14'7'' |
| Family room | Second level | 16'7'' x 16'10'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 11'3'' x 13'0'' |
| Bedroom | Second level | 11'3'' x 13'4'' |
| 3pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 14'0'' x 18'11'' |
| Laundry room | Main level | — |
| Dinette | Main level | 9'5'' x 12'8'' |
| Kitchen | Main level | 11'2'' x 12'8'' |
| Great room |
Description
Better Than New – 2025 Built Home in Prestigious Vista Hills! Nestled in one of Waterloo’s most desirable communities and located within the highly acclaimed Laurel Heights Secondary School boundary, this stunning 4-bedroom family home offers over 3,500 sq. ft. of beautifully finished living space. Enjoy exceptional convenience with easy access to Costco, The Boardwalk, restaurants, parks, and transit. The thoughtfully designed main floor features 9-foot ceilings, engineered hardwood flooring in the great room, elegant pot lighting throughout, and a spacious open-concept layout perfect for modern living. The upgraded chef’s kitchen showcases quartz countertops, a large centre island with breakfast bar, premium cabinetry, and stainless steel appliances. A convenient main-floor laundry and mudroom adds everyday functionality. Upstairs, you’ll find four generously sized bedrooms, including a luxurious primary retreat complete with a walk-in closet and a versatile sitting area ideal for a home office, reading nook, or entertainment space. The professionally finished walk-out basement, completed by the builder, includes a full bathroom and offers outstanding potential for a future legal secondary suite or in-law setup, subject to municipal approvals—an excellent opportunity for additional rental income. Step outside and enjoy direct access to the scenic Vista Hills trail system, perfect for walking, cycling, and year-round outdoor enjoyment. Surrounded by playgrounds, greenspace, and the city’s largest forest park, this family-friendly neighbourhood offers the perfect blend of nature and convenience. The rear deck featuring elegant glass railings, creating the perfect outdoor space for relaxing or entertaining. A rare opportunity to own a move-in-ready, better-than-new home in one of Waterloo’s most sought-after communities. Don't miss it! (id:63159)
Listing Information
- MLS®
- 40839251
- Data last synced
- September 15, 2026
Royal LePage Peaceland Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Peaceland Realty
MLS® Number: 40839251
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$362/sqft
Building average
—
No other active listings in this building
443 - Columbia Forest/Clair Hills average
$404/sqft
41 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 8.0% ($102,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,016,000.00
Periodic payment — Principal & Interest (monthly)$6,554.89
Additional monthly expenses (condo fees, tax, utilities, etc.)$823.50
Total monthly cost$7,378.39
Interest paid over 5-yr term$291,188.52
Balance at end of term$913,895.29
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$102,000
Stress test qualifying rate8.19%
Payment you must qualify for$9,056.37
Cash Needed at Closing
Minimum down payment$102,000
Estimated Land Transfer Tax (LTT)$21,875
Legal / closing costs (typical estimate)$1,500
Total cash needed$125,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
