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Property Type: Detached HouseOwnership: Freehold
360 RED OSIER Road
Waterloo, ON N2V2V8
MLS® 40869170
$1,189,000
5 bed4.5 bath4 parking2,809 sqftBuilt 2006
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 42 feet
FR50
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,530
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Basement | 10'0'' x 10'0'' |
| Den | Basement | 35'3'' x 20'7'' |
| Bedroom | Basement | 21'4'' x 14'5'' |
| 4pc Bathroom | Basement | — |
| 5pc Bathroom | Second level | — |
| 5pc Bathroom | Second level | — |
| Loft | Second level | 10'0'' x 18'0'' |
| Bedroom | Second level | 11'0'' x 12'0'' |
| Bedroom | Second level | 11'0'' x 12'0'' |
| Bedroom | Second level | 11'0'' x 12'0'' |
| Primary Bedroom | Second level | 14'10'' x 18'6'' |
| 2pc Bathroom | Main level | — |
| Dining room | Main level | 13'8'' x 10'6'' |
| Kitchen |
Description
Welcome to 360 Red Osier Road, an exceptional executive residence in the prestigious Laurelwood neighbourhood of northwest Waterloo, offering a blend of elegant entertaining, everyday family comfort, and resort-inspired outdoor living. This immaculate Milla-built home showcases over 4,000 sq ft of beautifully designed living space across three finished levels, featuring 5 bedrooms, 3 full bathrooms, and a main-floor powder room. Maple hardwood enhances the formal living and dining rooms, creating elegant spaces for entertaining. The heart of the home is the spacious kitchen with granite countertops, stainless steel appliances, Barzotti-crafted cherry cabinetry, a walk-in pantry, and a bright breakfast area with walkout to the patio for seamless indoor-outdoor living. Upstairs, the generous primary suite offers an exceptional walk-in closet and a 5-piece ensuite. Three additional bedrooms, a full 4-piece bath, and a sun-filled family room provide outstanding flexibility for family living, guests, or a home office. The fully finished basement adds exceptional versatility with a large recreation area, full kitchen, fifth bedroom, and full bathroom-ideal for extended family, overnight guests, work-from-home needs, or a private living space. Outside, the backyard is a private retreat featuring a heated Hydropool self-cleaning AquaSport, dedicated deck, and beautifully landscaped gardens. Whether enjoying quiet mornings, hosting summer gatherings, or relaxing in the evening, this outdoor space offers privacy, leisure, and refined living. With formal principal rooms, spacious family accommodations, a fully finished lower level, YMCA and outstanding backyard amenities, 360 Red Osier Road presents a sophisticated lifestyle opportunity in one of Waterloo's most sought-after neighbourhoods. (id:63159)
Listing Information
- MLS®
- 40869170
- Data last synced
- October 20, 2026
THE AGENCY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: THE AGENCY
MLS® Number: 40869170
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$423/sqft
Building average
—
No other active listings in this building
441 - Erbsville/Laurelwood average
$413/sqft
19 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.9% ($93,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$951,200.00
Periodic payment — Principal & Interest (monthly)$6,136.82
Additional monthly expenses (condo fees, tax, utilities, etc.)$850.83
Total monthly cost$6,987.65
Interest paid over 5-yr term$272,616.65
Balance at end of term$855,607.48
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$93,900
Stress test qualifying rate8.19%
Payment you must qualify for$8,491.12
Cash Needed at Closing
Minimum down payment$93,900
Estimated Land Transfer Tax (LTT)$20,255
Legal / closing costs (typical estimate)$1,500
Total cash needed$115,655
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
