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Property Type: Detached HouseOwnership: Freehold
340 GUELPH STREET
Kitchener, ON N2H5X3
MLS® X14102984
72
Walk Score
57
Transit
85
Bike
$395,000
3 bed1 bath6 parking
72
Walk Score
57
Transit
85
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 51 x 149.2 FT
- Frontage
- 51 feet
R2A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,744 (2026)
Interior
- Basement
- Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Recreational, Games room | Basement | — |
| Other | Basement | — |
| Utility room | Basement | — |
| Primary Bedroom | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Sunroom | Main level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Other | Second level | — |
| Laundry room | Basement | — |
Description
Set on a quiet street, this cute and cozy home has a spacious fenced back yard, a detached garage, plenty of parking in the extra long driveway, enclosed front and back porch, a living room with a separate dining room, a main floor Primary bedroom that can be used as an office or a den and main floor 4 pc bathroom with laundry shoot to the basement laundry, hardwood floors, the second floor has 2 more bedrooms and a walk in closet, there is a partially finished rec-room area in the basement, high efficiency gas furnace 2017, a great home for those looking for a main floor bedroom and bathroom, first time home buyers, family's or investors. Contact your REALTOR to view! (id:63161)
Listing Information
- MLS®
- X14102984
- Tax assessment year
- 2026
- Data last synced
- October 22, 2026
Royal LePage Hiller Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Hiller Realty
MLS® Number: X14102984
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$316,000.00
Periodic payment — Principal & Interest (monthly)$2,038.72
Additional monthly expenses (condo fees, tax, utilities, etc.)$312.00
Total monthly cost$2,350.72
Interest paid over 5-yr term$90,566.51
Balance at end of term$284,243.02
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,750
Stress test qualifying rate8.19%
Payment you must qualify for$2,909.59
Cash Needed at Closing
Minimum down payment$19,750
Estimated Land Transfer Tax (LTT)$4,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,650
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
