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Property Type: Detached HouseOwnership: Freehold
11 CRESTWOOD Avenue
Kitchener, ON N2H4K6
MLS® 40869977
$499,900
3 bed1 bath4 parking1,459 sqftBuilt 1952
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1.5
- Frontage
- 50 feet
R2A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Condo / maintenance fee
- $0/mo
- Annual property tax
- $3,838.38
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Main level | — |
| Bedroom | Second level | 13'1'' x 11'5'' |
| Bedroom | Second level | 18'3'' x 9'1'' |
| Bedroom | Main level | 11'5'' x 8'10'' |
| Living room | Main level | 11'5'' x 15'9'' |
| Kitchen | Main level | 13'10'' x 8'1'' |
| Recreation room | Basement | 11'2'' x 24'2'' |
Description
Charming 1 1/2 story home in excellent location, walking distance to Breithaupt Park. A great home for first time buyers or investors looking to get into the market. This home has been lovingly maintained with original hardwood floors and many original features. Lots of room to improve with minor updating and decorating, but ready to move in as is before Christmas. Two bedrooms upstairs with a third on the main floor or use as home office, a large bright living room and generous eat in kitchen. There is a finished rec room in the basement with tongue and groove paneling giving the room a cottage feel. An oversized garage and large separate shed are great places for storage or for a hobbyist. A lovely very private yard and also a concrete driveway with parking for 3-4 cars. Great property in a great location priced to sell. (id:63161)
Listing Information
- MLS®
- 40869977
- Data last synced
- October 29, 2026
Peak Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Peak Realty Ltd.
MLS® Number: 40869977
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$343/sqft
Building average
—
No other active listings in this building
114 - Uptown Waterloo/North Ward average
$403/sqft
36 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$392.87
Total monthly cost$2,973.01
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,682.29
Cash Needed at Closing
Minimum down payment$24,995
Estimated Land Transfer Tax (LTT)$6,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,968
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
