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Property Type: Detached HouseOwnership: Freehold
35 WINDY RIDGE DRIVE
Kitchener, ON N2P1R9
MLS® X13800112
$749,999
5 bed2 bath3 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 68.4 x 68.4 FT ; CORNER - SEE REMARKS FOR LOT SIZE
- Frontage
- 68.4 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,145.95 (2026)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Description
Welcome to this charming and surprisingly spacious fully finished bungalow in the heart of Pioneer Park, a neighbourhood loved for its trails, parks, schools, community amenities and unbeatable access to Conestoga College and Highway 401. Offering almost 1,300 sq ft on the main floor and nearly 2,300 sq ft of finished living space, this is a home with room to grow, gather and truly settle in. The bright main level features vaulted ceilings that create an airy, open feel, 3 bedrooms, a generous main bathroom with convenient cheater ensuite access, and a welcoming eat-in kitchen with plenty of space for everyday meals and family time. A walkout from the kitchen leads directly to the deck, making summer dinners, morning coffee and backyard entertaining easy. Downstairs, the fully finished basement adds incredible flexibility with a large rec room, 2 additional bedrooms, a 3-piece bathroom and a separate office/flex room-perfect for guests, teens, hobbies, working from home or creating your own private retreat. Outside, the fully fenced backyard offers room for kids, pets and entertaining, plus a versatile shed complete with a sauna for a little extra relaxation at home. Important mechanical updates include the furnace (2020), water softener (2024) and hot water tank (2026). And then there is the location-one of the best parts of this home. Pioneer Park is the kind of neighbourhood where daily life feels convenient without giving up green space. Enjoy nearby walking and cycling trails, plenty of parks, schools, the community centre and everyday amenities, with Conestoga College and Highway 401 only minutes away for commuters, students and busy families. Cute, comfortable, spacious and wonderfully located, this is a home that offers the space you need and the neighbourhood you will love coming home to. (id:63161)
Listing Information
- MLS®
- X13800112
- Tax assessment year
- 2026
- Data last synced
- October 25, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: X13800112
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.7% ($50,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$599,999.00
Periodic payment — Principal & Interest (monthly)$3,870.99
Additional monthly expenses (condo fees, tax, utilities, etc.)$428.83
Total monthly cost$4,299.82
Interest paid over 5-yr term$171,961.44
Balance at end of term$539,701.04
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$50,000
Stress test qualifying rate8.19%
Payment you must qualify for$5,427.61
Cash Needed at Closing
Minimum down payment$50,000
Estimated Land Transfer Tax (LTT)$11,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$62,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
