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Property Type: Detached HouseOwnership: Freehold
99 CLUTHE Crescent
Kitchener, ON N2P1N1
MLS® 40859082
$679,000
4 bed2.5 bath2 parking1,025 sqftBuilt 1977
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 40 feet
Res-4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,866.49
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Main level | — |
| Dining room | Main level | 6'2'' x 9'8'' |
| Living room | Main level | 17'0'' x 13'6'' |
| Kitchen | Main level | 6'10'' x 9'10'' |
| Bedroom | Main level | 10'3'' x 13'0'' |
| Bedroom | Main level | 9'0'' x 9'8'' |
| Primary Bedroom | Main level | 13'8'' x 9'10'' |
| Utility room | Basement | 19'9'' x 10'0'' |
| Recreation room | Basement | 28'11'' x 10'8'' |
| Laundry room | Basement | — |
| Bedroom | Basement | 8'10'' x 10'8'' |
| 2pc Bathroom | Basement | — |
Description
Wow, over 65,000 upgrades on exceptional single-family living or multi-generational opportunity in a desirable Kitchener neighbourhood with a separate side-entrance. The main floor of this bungalow features spacious of functional living space, highlighted by a with large windows filling the house with natural light. The kitchen offers brand new what cabinetry, countertops, and ample space. Three good-sized bedrooms and a 4-piece bathroom complete the main level. The finished lower level consists of three spacious rooms, washroom and separate entrance walkout side entrance offering flexibility for extended family, guests, home offices, or income potential. The fully fenced backyard offers a large area offers storage shed, and a place to entertain with families, friends or your pet in private. The house also come with a double driveway. Upgrades includes but not limited too New roof (2024),AC/Furnace (2025), Water Heater (2021), Side Vinyl (2026), Floors (2026), New Kitchen, Dish Washer & stove (2026), Washroom upgrade (2026), New paint all over the house (2026), SUCH OPPORTUNITY WON'T LAST LONG. COME AND SEE IT FOR YOURSELF! BOOK YOUR SHOWING TODAY! (id:63159)
Listing Information
- MLS®
- 40859082
- Data last synced
- October 8, 2026
KELLER WILLIAMS INNOVATION REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: KELLER WILLIAMS INNOVATION REALTY
MLS® Number: 40859082
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$662/sqft
Building average
—
No other active listings in this building
335 - Pioneer Park/Doon/Wyldwoods average
$385/sqft
75 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($42,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$543,200.00
Periodic payment — Principal & Interest (monthly)$3,504.54
Additional monthly expenses (condo fees, tax, utilities, etc.)$373.21
Total monthly cost$3,877.75
Interest paid over 5-yr term$155,682.68
Balance at end of term$488,610.16
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$42,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,932.15
Cash Needed at Closing
Minimum down payment$42,900
Estimated Land Transfer Tax (LTT)$10,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$54,455
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
