Loading…
Property Type: Detached HouseOwnership: Freehold
39 MAITLAND Street
Kitchener, ON N2R1V2
MLS® 40865604
$649,900
3 bed2.5 bath3 parking1,356 sqftBuilt 2005
Property Details
Property & Lot
- Sub-type
- House
- Style
- A-Frame
- Stories
- 2
- Frontage
- 30 feet
R6
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,179
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 7'4'' x 11'1'' |
| Bedroom | Second level | 8'4'' x 10'5'' |
| Primary Bedroom | Second level | 10'5'' x 11'2'' |
| Family room | Second level | 10'1'' x 18'0'' |
| 4pc Bathroom | Second level | — |
| 2pc Bathroom | Main level | 2' |
| Living room | Main level | 10'8'' x 13'6'' |
| Kitchen | Main level | 8'1'' x 10'1'' |
Description
Welcome to 39 Maitland Street, a beautifully maintained detached home nestled in Kitchener’s highly sought-after Huron Park neighborhood. Offering a seamless blend of modern upgrades and functional layout, this turn-key residence is designed for effortless everyday living and entertaining. Interior Features & Modern Upgrades Carpet-Free Living: Thoughtfully updated throughout, featuring sleek ceramic plank tile across the main floor (2022) and updated luxury flooring on the upper level (2020). Refreshed Bathrooms: The upper-level bathroom boasts a newly installed vanity and stylish floor tiles (2026), accompanied by high-efficiency toilets upstairs (2026) and on the main level (2022). Key Mechanicals: New water heater installed in 2026. Unfinished Basement: Includes a rough-in for a full bathroom, offering fantastic potential to customize additional living space to your needs. Outdoor Oasis & Unobstructed Views Step outside to a private backyard retreat with an unobstructed, peaceful view of the pond. The outdoor space features a custom two-level deck equipped with built-in storage, alongside raised garden beds. Unbeatable Location & Neighborhood Amenities Schools & Nature: Steps from top-rated public and catholic schools, as well as scenic walking paths that connect directly throughout Huron Park. Recreation Hub: A short stroll to the Cowan Recreation Centre, featuring a world-class indoor pool, pickleball courts, outdoor cricket fields, and indoor practice nets. Daily Convenience: Walking distance to grocery stores, pharmacies, medical and dental clinics, and a vibrant variety of local dining options. Commuter Friendly: Easy access to major transit corridors, located just 12 minutes from Highway 401. Don't miss the opportunity to call this exceptional home yours—join us at the upcoming Open House! Offers being reviewed Thursday October 29th at 6pm - please allow 24hour Irrevocable (id:63161)
Listing Information
- MLS®
- 40865604
- Data last synced
- October 26, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40865604
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$479/sqft
Building average
—
No other active listings in this building
334 - Huron Park average
$329/sqft
17 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (condo fees, tax, utilities, etc.)$416.25
Total monthly cost$3,770.60
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,729.08
Cash Needed at Closing
Minimum down payment$39,990
Estimated Land Transfer Tax (LTT)$9,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
