Loading…
Property Type: Detached HouseOwnership: Freehold
478 GREENFIELD Avenue
Kitchener, ON N2C1G1
MLS® 40868369
$649,000
5 bed2.5 bath3 parking980 sqftBuilt 1954
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1.5
- Frontage
- 44 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,432
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Basement | 8'9'' x 10'0'' |
| Bedroom | Basement | 10'2'' x 12'8'' |
| Bedroom | Basement | 10'9'' x 12'6'' |
| Laundry room | Basement | 7'6'' x 7'7'' |
| 1pc Bathroom | Basement | 4'3'' x 5'4'' |
| Bedroom | Second level | 13'2'' x 9'6'' |
| Bedroom | Second level | 13'2'' x 10'7'' |
| 4pc Bathroom | Main level | 4'8'' x 7'2'' |
| Bedroom | Main level | 12'1'' x 9'5'' |
| Kitchen | Main level | 14'4'' x 8'3'' |
| Family room | Main level | 10'11'' x 15'10'' |
Description
Discover this cozy 1.5-storey home in the desirable Fairview neighbourhood of Kitchener. Featuring 4 bedrooms and 2 bathrooms, this home offers a functional layout with excellent potential for families, first-time buyers, or investors. The main floor features a bright living room with a large bay window, spacious kitchen with ample cabinetry, and a separate dining area. A sliding door provides access to the generous side yard, ideal for outdoor enjoyment. The fully finished basement offers a separate entrance and includes 2 bedrooms, a kitchen, and a 3-piece bathroom, providing flexible additional living space. Outside, enjoy a covered patio and convenient storage shed. Ideally located close to public transit, Fairview Park Mall, restaurants, shopping, schools, and major highways. An excellent opportunity in a convenient Kitchener location! (id:63159)
Listing Information
- MLS®
- 40868369
- Data last synced
- October 2, 2026
HOUSESIGMA INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOUSESIGMA INC.
MLS® Number: 40868369
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$662/sqft
Building average
—
No other active listings in this building
327 - Fairview/Kingsdale average
$418/sqft
18 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (condo fees, tax, utilities, etc.)$335.00
Total monthly cost$3,684.70
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,722.80
Cash Needed at Closing
Minimum down payment$39,900
Estimated Land Transfer Tax (LTT)$9,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
