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Property Type: Detached HouseOwnership: Freehold
401 HIDDEN CREEK DRIVE
Kitchener, ON N2N3N2
MLS® X13869904
$749,900
3 bed4.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 38.2 x 131 FT
- Frontage
- 38.2 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,948 (2026)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
Description
***Welcome Home*** To 401 Hidden Creek Drive, A Beautifully Maintained Detached Two-Storey Home Situated In The Desirable Highland West Community Of Kitchener. Featuring A Durable Metal Roof, Offering A Functional Family-Friendly Layout, This Home Combines Comfortable Living Spaces With An Exceptional Outdoor Lifestyle.The Main Level Offers A Bright, Open-Concept Design With An Abundance Of Natural Light, Hardwood Flooring And A Cathedral Ceiling. The Dining Area Features A Walkout To A Private, Spa-Like, Fully Fenced Backyard Retreat, Creating A Seamless Transition From Indoor Living To Outdoor Entertaining. Enjoy The In-Ground Salt Water Pool, New Pump 2026, Pool Liner, Gas Heater, Filter, Salt Cell And Safety Cover, All Replaced In 2022, The Beautiful Outdoor Setting Is Perfect For Relaxing, Entertaining Family And Friends, Or Enjoying Warm Summer Days. A Two-Car Attached Garage With Inside Entry Adds Convenience And Functionality.The Second Level Features Three Bedrooms, Including A Spacious Primary Bedroom With A Four-Piece Ensuite. The Finished Basement Offers A Large Recreation Room And Three-Piece Bathroom, Providing Additional Space For Family, Guests Or Entertainment. Three Electric Fireplaces Add Warmth And Ambiance Throughout The Home. Furnace And Air Conditioner Were Replaced In 2021.Located In A Popular Kitchener Neighbourhood Close To Parks, Schools, Shopping And Convenient Transportation Routes. Just Move In And Enjoy! (id:63159)
Listing Information
- MLS®
- X13869904
- Tax assessment year
- 2026
- Data last synced
- October 20, 2026
ZOLO REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ZOLO REALTY
MLS® Number: X13869904
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.7% ($49,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$599,920.00
Periodic payment — Principal & Interest (monthly)$3,870.48
Additional monthly expenses (condo fees, tax, utilities, etc.)$412.33
Total monthly cost$4,282.81
Interest paid over 5-yr term$171,938.80
Balance at end of term$539,629.98
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$49,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,426.92
Cash Needed at Closing
Minimum down payment$49,990
Estimated Land Transfer Tax (LTT)$11,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$62,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
