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Property Type: Detached HouseOwnership: Freehold
43 SUGAR Trail
Kitchener, ON N2R0S5
MLS® 40859233
$1,079,000
4 bed3.5 bath4 parking2,350 sqftBuilt 2023
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 39 feet
Res-5 73 2R(M)
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,770
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Second level | 6'3'' x 7'5'' |
| 3pc Bathroom | Second level | — |
| Bedroom | Second level | 10'4'' x 13'0'' |
| Bedroom | Second level | 12'0'' x 10'11'' |
| Bedroom | Second level | 10'6'' x 10'11'' |
| 5pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 19'1'' x 12'6'' |
| Foyer | Main level | 10'3'' x 6'7'' |
| Mud room | Main level | 15'2'' x 3'11'' |
| 2pc Bathroom | Main level | — |
| Dining room | Main level | 14'7'' x 13'11'' |
| Kitchen | Main level | 18'7'' x 9'6'' |
| Living room | Main level | 19'3'' x 11'11'' |
Description
Welcome to the stunning 43 Sugar Trail, Kitchener home, Renowned Builder Fusion Homes Rahi model detached home offering the perfect blend of elegance, space, and functionality in one of Kitchener's most desirable neighborhoods. This beautiful home features 4 spacious bedrooms, 2.5 bathrooms, and 2,350 sq. ft. of thoughtfully designed living space. The main floor showcases a bright open-concept layout with modern finishes, ideal for both everyday living and entertaining. Upstairs, generously sized 4 bedrooms and well-appointed 2 full bath provide ultimate comfort, while the walk-out basement offers endless possibilities for future customization of additional living space/mortgage helper accessory apartment. With a double car garage and double driveway, this home ensures ample parking and convenience. This exquisite property is a perfect opportunity to own a luxurious family home in a prime Kitchener location close to parks, schools, and all amenities. (id:63161)
Listing Information
- MLS®
- 40859233
- Data last synced
- October 28, 2026
eXp Realty, Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: eXp Realty, Brokerage
MLS® Number: 40859233
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$459/sqft
Building average
—
No other active listings in this building
334 - Huron Park average
$331/sqft
17 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.7% ($82,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$863,200.00
Periodic payment — Principal & Interest (monthly)$5,569.07
Additional monthly expenses (condo fees, tax, utilities, etc.)$682.17
Total monthly cost$6,251.24
Interest paid over 5-yr term$247,395.60
Balance at end of term$776,451.19
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$82,900
Stress test qualifying rate8.19%
Payment you must qualify for$7,723.50
Cash Needed at Closing
Minimum down payment$82,900
Estimated Land Transfer Tax (LTT)$18,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$102,455
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
