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Property Type: TownhouseOwnership: Condominium
44 LOMOND LANE
Kitchener, ON N2R0T6
MLS® X14087840
$574,900
3 bed3.5 bath1 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $250/mo
- Annual property tax
- $4,301
Maintenance Fee Includes
Also included: Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Second level | — |
| Kitchen | Second level | — |
| Primary Bedroom | Third level | — |
| Bedroom 2 | Third level | — |
| Bedroom 3 | Third level | — |
Description
Power of Sale opportunity at 44 Lomond Lane, Kitchener. This Fusion Homes townhome offers approx. 1,415 sqft. of spacious, open-concept living with 3 bedrooms and 2.5 bathrooms. Its east-facing exposure fills the home with bright morning light.The main level is made for everyday living and entertaining, with large windows and a contemporary kitchen featuring quartz countertops, an upgraded backsplash, and an extra wide kitchen island and breakfast bar. Upgraded flooring runs through the living room, with upgraded tile in the kitchen, powder room and main-floor hallway. Upstairs, the primary bedroom is a private retreat with its own 3pc ensuite. Two more well-sized bedrooms work equally well for children, guests or a home office. This unit also includes a dedicated surface parking space. Close to schools, parks, shopping, transit and major highways, this home suits first-time buyers, growing families and investors looking to enter a newer Kitchener community. Property is being sold under Power of Sale in "as is, where is" condition. Book your showing today. (id:63159)
Listing Information
- MLS®
- X14087840
- Data last synced
- October 17, 2026
ELITE CAPITAL REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ELITE CAPITAL REALTY INC.
MLS® Number: X14087840
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$363/sqft
214 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($32,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$459,920.00
Periodic payment — Principal & Interest (monthly)$2,967.25
Additional monthly expenses (condo fees, tax, utilities, etc.)$608.42
Total monthly cost$3,575.66
Interest paid over 5-yr term$131,814.39
Balance at end of term$413,699.53
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$32,490
Stress test qualifying rate8.19%
Payment you must qualify for$4,205.71
Cash Needed at Closing
Minimum down payment$32,490
Estimated Land Transfer Tax (LTT)$7,973
Legal / closing costs (typical estimate)$1,500
Total cash needed$41,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
