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Property Type: Detached HouseOwnership: Freehold
469 ACTIVA AVENUE
Kitchener, ON N2E4B9
MLS® X14028822
$649,344
4 bed2.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 23.7 x 208.6 FT
- Frontage
- 23.8 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,585 (2025)
Interior
- Basement
- Finished, Walk out, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Recreational, Games room | Other | — |
Description
Welcome to 469 Activa Avenue, Kitchener! Located in the family-friendly Activa community of Kitchener, this inviting 4-bedroom, 2- bathroom semi-detached home offers a wonderful combination of comfort, functionality and outdoor living. The bright and welcoming interior features spacious living and dining areas, creating an ideal setting for everyday family life and entertaining guests. The family-sized kitchen offers ample cabinetry, generous counter space and upgraded kitchen appliances ( Fridge, cooktop and dishwasher ) in 2026, bringing a fresh touch to the heart of the home. Enjoy the convenience of a functional layout designed to make daily living comfortable and practical. Step outside to enjoy the backyard, offering space to relax, entertain and spend quality time with family and friends. Upstairs, well-sized bedrooms provide comfortable retreats, complemented by a convenient 3-piece family bathroom. The high-ceiling finished basement offers excellent potential to create additional living. The family-sized kitchen offers ample cabinetry, generous counter space and upgraded kitchen space tailored to your needs, whether you envision a recreation room, home gym, home office or entertainment area. Conveniently located close to schools, parks, shopping, everyday amenities and major commuter routes, this home offers a great opportunity for families, first-time buyers and those looking to establish themselves in a desirable Kitchener neighbourhood. Make 469 Activa Avenue your next place to call home! (id:63161)
Listing Information
- MLS®
- X14028822
- Tax assessment year
- 2025
- Data last synced
- October 25, 2026
CENTURY 21 GREEN REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CENTURY 21 GREEN REALTY INC.
MLS® Number: X14028822
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($39,934) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$519,475.00
Periodic payment — Principal & Interest (monthly)$3,351.48
Additional monthly expenses (condo fees, tax, utilities, etc.)$382.08
Total monthly cost$3,733.56
Interest paid over 5-yr term$148,883.03
Balance at end of term$467,269.44
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,934
Stress test qualifying rate8.19%
Payment you must qualify for$4,725.20
Cash Needed at Closing
Minimum down payment$39,934
Estimated Land Transfer Tax (LTT)$9,462
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,896
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
