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Property Type: Condo / ApartmentOwnership: Condominium
509 - 1 VICTORIA STREET S
Kitchener, ON N2G0B5
MLS® X13824382
$309,000
1 bed1 bath1 parking
Amenities
GymVisitor Parking
Also listed: Storage - Locker, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
D6
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $562/mo
- Annual property tax
- $3,120
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Electric
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Flat | — |
| Kitchen | Flat | — |
| Bedroom | Flat | — |
Description
Experience modern urban living in this stunning, open-concept condo located in the highly desirable Victoria Condominiums. Perfect for professionals and students alike, this bright and airy unit is steps from the LRT, Google, Victoria Park, the new transit hub, and downtown Kitchener's vibrant restaurant scene. The unit features floor-to-ceiling windows, a spacious bedroom, a luxurious 4-piece bathroom, and convenient in-suite laundry. The contemporary kitchen boasts top-of-the-line stainless steel appliances and a functional breakfast bar. Premium building amenities include controlled entry security, a beautifully landscaped outdoor terrace, an entertainment room, a fully-equipped gym, and a state-of-the-art theatre room. Situated directly across from the University of Waterloo School of Pharmacy and the McMaster School of Medicine. A rare find for this building, this unit includes its own dedicated parking space. (id:63159)
Listing Information
- MLS®
- X13824382
- Data last synced
- September 25, 2026
RE/MAX REALTY SERVICES INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REALTY SERVICES INC.
MLS® Number: X13824382
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$454/sqft
380 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($15,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$247,200.00
Periodic payment — Principal & Interest (monthly)$1,594.85
Additional monthly expenses (condo fees, tax, utilities, etc.)$822.04
Total monthly cost$2,416.89
Interest paid over 5-yr term$70,848.23
Balance at end of term$222,357.20
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$15,450
Stress test qualifying rate8.19%
Payment you must qualify for$2,276.11
Cash Needed at Closing
Minimum down payment$15,450
Estimated Land Transfer Tax (LTT)$3,110
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,060
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
