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Property Type: Detached HouseOwnership: Freehold
522 WOODBINE Avenue
Kitchener, ON N2R1Y9
MLS® 40870609
$950,000
4 bed4.5 bath4 parking3,391 sqftBuilt 2014
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 36 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,241
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 9'9'' x 8'4'' |
| Recreation room | Basement | 35'9'' x 12'0'' |
| Bedroom | Basement | 11'11'' x 12'10'' |
| 3pc Bathroom | Basement | — |
| Primary Bedroom | Second level | 22'2'' x 14'9'' |
| Family room | Second level | 29'1'' x 21'7'' |
| Bedroom | Second level | 13'0'' x 11'9'' |
| Bedroom | Second level | 12'0'' x 9'8'' |
| 4pc Bathroom | Second level | — |
| 3pc Bathroom | Second level | — |
| Living room | Main level | 13'3'' x 13'3'' |
| Kitchen | Main level | 16'11'' x 13'1'' |
| Foyer | Main level | 6'5'' x 7'10'' |
| Dining room |
Description
Welcome to this beautifully upgraded 3+1 bedroom, 4-bathroom family home in the desirable Huron neighbourhood of Kitchener, offering exceptional space, style, and flexibility. An impressive 16-foot foyer, soaring 9-foot ceilings, and a sun-filled vaulted family room create a bright and welcoming atmosphere. The upgraded kitchen features granite countertops, a new refrigerator, and a new dishwasher, while the spacious primary retreat offers a walk-in closet and private ensuite. A beautifully appointed laundry room with its own storage closet adds everyday convenience. Upgraded light fixtures, smart switches, and interior and exterior pot lights provide thoughtful finishing touches throughout. Designed to adapt to your family's needs, the spacious upstairs living area offers the potential to be converted into a fourth bedroom, subject to the buyer's preferred layout and any required approvals. The luxury finished basement adds even more living space with a bedroom, full bathroom, dedicated home office, and impressive in-home theatre, ideal for entertaining, working from home, guests, or family movie nights. Outside, enjoy a private, fully fenced backyard surrounded by mature trees and greenery. The expansive deck with gazebo and flower planter creates a wonderful setting for outdoor dining and entertaining. A newly finished concrete driveway provides parking for two, complemented by an attached double garage with extensive built-in storage and an additional outdoor shed. Located in the family-friendly Huron community, this home is surrounded by nature, schools, parks, trails, and recreation. Huron Natural Area is nearby, offering over 250 acres of protected natural space and more than 7 km of trails for walking and exploring. The area also benefits from nearby schools and community amenities, with the new Cowan Recreation Centre at RBJ Schlegel Park adding an impressive range of indoor and outdoor recreation opportunities. (id:63159)
Listing Information
- MLS®
- 40870609
- Data last synced
- October 13, 2026
eXp Realty, Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: eXp Realty, Brokerage
MLS® Number: 40870609
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$280/sqft
Building average
—
No other active listings in this building
334 - Huron Park average
$349/sqft
17 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
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Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($70,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$760,000.00
Periodic payment — Principal & Interest (monthly)$4,903.26
Additional monthly expenses (condo fees, tax, utilities, etc.)$690.08
Total monthly cost$5,593.35
Interest paid over 5-yr term$217,818.18
Balance at end of term$683,622.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$70,000
Stress test qualifying rate8.19%
Payment you must qualify for$6,823.29
Cash Needed at Closing
Minimum down payment$70,000
Estimated Land Transfer Tax (LTT)$15,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$86,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
