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Property Type: Condo / ApartmentOwnership: Condominium
60 CHARLES Street W Unit# 1904
Kitchener, ON N2G0C9
MLS® 40845514
$355,000
1 bed1 bath1 parking602 sqft
Amenities
Gym
Also listed: Guest Suite, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
- Frontage
- 0 feet
D1
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $448/mo
- Annual property tax
- $3,012
Maintenance Fee Includes
Water
Also included: Insurance
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 12'0'' x 10'6'' |
| Kitchen | Main level | 10'0'' x 7'5'' |
| Bedroom | Main level | 9'9'' x 10'1'' |
| 4pc Bathroom | Main level | — |
Description
Ideal for first-time buyers, investors, or downsizers. This 1-bedroom, 1-bathroom condo sits on the 19th floor of one of Kitchener’s most desirable buildings, offering panoramic city views through floor-to-ceiling windows that fill the open-concept living space with natural light. The modern kitchen features a backsplash and custom cabinetry, flowing seamlessly into the living and dining area. The bedroom offers a comfortable retreat with contemporary finishes, while the bathroom includes a glass-enclosed shower. A private balcony provides the perfect spot to enjoy city views morning or evening. Located in downtown Kitchener, you’re steps from Victoria Park, restaurants, cafés, shops, and year- round events. Close to Google, the University of Waterloo, and Conestoga College, it’s a great option for professionals, students, or anyone seeking an urban lifestyle. The pet-friendly building includes a dog wash station, fitness center, outdoor terrace, and shared community spaces. High-speed internet, water, a secure parking space, and a storage locker are also included. (id:63159)
Listing Information
- MLS®
- 40845514
- Data last synced
- September 15, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40845514
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$590/sqft
Building average
—
No other active listings in this building
313 - Downtown Kitchener/W. Ward average
$518/sqft
116 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($17,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$284,000.00
Periodic payment — Principal & Interest (monthly)$1,832.27
Additional monthly expenses (condo fees, tax, utilities, etc.)$729.22
Total monthly cost$2,561.49
Interest paid over 5-yr term$81,395.22
Balance at end of term$255,458.92
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$17,750
Stress test qualifying rate8.19%
Payment you must qualify for$2,614.95
Cash Needed at Closing
Minimum down payment$17,750
Estimated Land Transfer Tax (LTT)$3,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$23,050
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
