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Property Type: Condo / ApartmentOwnership: Condominium
60 CHARLES Street W Unit# 705
Kitchener, ON N2G0C9
MLS® 40854774
$450,000
1 bed1 bath1 parking715 sqftBuilt 2021
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
D1
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $564/mo
- Annual property tax
- $3,500
Maintenance Fee Includes
WaterManagementHeat
Also included: Insurance, Parking
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Main level | — |
| Primary Bedroom | Main level | 10'0'' x 12'0'' |
| Living room | Main level | 10'10'' x 20'8'' |
| Kitchen/Dining room | Main level | 12'7'' x 9'5'' |
Description
Welcome to this bright and modern 797 sq. ft. one bedroom, one bathroom corner unit featuring an open concept layout, 9 foot ceilings, floor to ceiling windows, upgraded appliances, custom closets, in suite laundry, and a private balcony with beautiful views of Victoria Park. With over $42,000 in upgrades, this home offers stylish finishes throughout. The unit includes one underground parking space and a storage locker. Residents enjoy premium amenities including concierge service, a fitness centre, yoga and wellness rooms, a social lounge with catering kitchen, a landscaped seventh floor terrace, and secure bicycle parking. Located in the heart of downtown Kitchener, you're just steps from Victoria Park, restaurants, cafes, shopping, Google, the ION LRT, and local universities and colleges. An excellent opportunity for first time buyers, professionals, or investors seeking modern urban living. (id:63159)
Listing Information
- MLS®
- 40854774
- Data last synced
- October 14, 2026
Revel Realty Inc., Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Revel Realty Inc., Brokerage
MLS® Number: 40854774
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$629/sqft
Building average
—
No other active listings in this building
212 - Downtown Kitchener/East Ward average
$467/sqft
68 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$360,000.00
Periodic payment — Principal & Interest (monthly)$2,322.60
Additional monthly expenses (condo fees, tax, utilities, etc.)$892.15
Total monthly cost$3,214.74
Interest paid over 5-yr term$103,177.03
Balance at end of term$323,821.16
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,500
Stress test qualifying rate8.19%
Payment you must qualify for$3,314.72
Cash Needed at Closing
Minimum down payment$22,500
Estimated Land Transfer Tax (LTT)$5,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,475
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
