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Property Type: Detached HouseOwnership: Freehold
627 KRUG Street
Kitchener, ON N2B1L9
MLS® 40866422
$649,900
3 bed2 bath5 parking1,092 sqftBuilt 1956
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 61 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,007.1
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Basement | — |
| Recreation room | Basement | 21'1'' x 13'1'' |
| Bedroom | Basement | 9'3'' x 9'10'' |
| Bedroom | Main level | 8'11'' x 10'3'' |
| Primary Bedroom | Main level | 11'11'' x 9'11'' |
| 4pc Bathroom | Main level | — |
| Living room | Main level | 16'10'' x 11'7'' |
| Dining room | Main level | 8'5'' x 9'11'' |
| Kitchen | Main level | 8'7'' x 16'11'' |
Description
Bungalow sitting on 60 feet frontage lot, mature neighborhood ,beautiful backyard with lots of green , fully landscaped, Electrical updated , very spacious , close to shoping plaza, highway , (id:63159)
Listing Information
- MLS®
- 40866422
- Data last synced
- October 3, 2026
SMART FROM HOME REALTY LIMITED
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SMART FROM HOME REALTY LIMITED
MLS® Number: 40866422
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$595/sqft
Building average
—
No other active listings in this building
224 - Heritage Park/Rosemount average
$386/sqft
20 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (condo fees, tax, utilities, etc.)$388.93
Total monthly cost$3,743.27
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,729.08
Cash Needed at Closing
Minimum down payment$39,990
Estimated Land Transfer Tax (LTT)$9,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
