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Property Type: Detached HouseOwnership: Freehold
635 COMMONWEALTH CRESCENT
Kitchener, ON N2E4J9
MLS® X13748380
58
Walk Score
43
Transit
44
Bike
$968,888
4 bed4.5 bath4 parking
58
Walk Score
43
Transit
44
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 25 x 101.2 FT
- Frontage
- 25 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,739
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Eating area | Main level | — |
| Family room | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Den | Second level | — |
Description
Beautiful 3-bedroom, double-car garage home nestled in the highly sought-after, family-friendly community of Williamsburg, set on a rare oversized premium lot. This stunning property features a gourmet eat-in kitchen with maple cabinetry, granite countertops, and stainless steel appliances, with a walk-out to a fully fenced backyard complete with lush greenery, an interlocking patio, and a charming pergola-perfect for entertaining. Enjoy a functional, carpet-free layout with formal living and dining areas highlighted by a cozy gas fireplace. The second level offers three generously sized bedrooms and recently renovated, spa-inspired bathrooms. The primary suite boasts a tray ceiling, a 3-piece ensuite, and a walk-in closet. Additional highlights include a convenient second-floor laundry room and a versatile den/loft space ideal for a home office or easily convertible into a fourth bedroom. The finished basement adds exceptional living space with a large recreation room, home theatre, 3-piece bathroom. Freshly painted throughout, this home is truly move-in ready. Ideally located close to top-rated schools within walking distance, major highways, shopping, and everyday amenities including Starbucks and GoodLife Fitness, as well as parks and scenic trails-everything your family needs is right at your doorstep. WATER HEATER (2023)- FURNACE &AC ( 2024)- Roof shingles (2025)- water softener (2026) (id:63159)
Listing Information
- MLS®
- X13748380
- Data last synced
- September 15, 2026
ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE REAL ESTATE SERVICES LTD.
MLS® Number: X13748380
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($71,889) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$775,110.00
Periodic payment — Principal & Interest (monthly)$5,000.75
Additional monthly expenses (condo fees, tax, utilities, etc.)$478.25
Total monthly cost$5,479.00
Interest paid over 5-yr term$222,148.75
Balance at end of term$697,213.95
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$71,889
Stress test qualifying rate8.19%
Payment you must qualify for$6,955.10
Cash Needed at Closing
Minimum down payment$71,889
Estimated Land Transfer Tax (LTT)$15,853
Legal / closing costs (typical estimate)$1,500
Total cash needed$89,242
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
