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Property Type: Condo / ApartmentOwnership: Condominium
65 HIGHLAND Crescent Unit# 204
Kitchener, ON N2M5M8
MLS® 40854365
$315,000
1 bed1 bath1 parking811 sqftBuilt 1989
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
RES-7
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $472/mo
- Annual property tax
- $1,729.38
Maintenance Fee Includes
Water
Also included: Landscaping, Insurance
Interior
- Basement
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Main level | 7'1'' x 7'10'' |
| 4pc Bathroom | Main level | 8'5'' x 8'3'' |
| Bedroom | Main level | 15'5'' x 10'10'' |
| Living room | Main level | 16'7'' x 14'5'' |
| Dining room | Main level | 7'9'' x 8'3'' |
| Kitchen | Main level | 7'6'' x 7'11'' |
| Foyer | Main level | 7'9'' x 8'3'' |
Description
Welcome to effortless living in this bright, move-in ready condo where style meets simplicity. Step inside and you’re immediately greeted by a fresh, airy atmosphere and brand-new luxury vinyl plank flooring (2026) that adds warmth and durability throughout the space. The open concept living and dining area feels surprisingly spacious, easily accommodating a large sofa or sectional, making it ideal for relaxing evenings or hosting friends. Natural light enhances the neutral palette, creating a calm, inviting environment that feels like home the moment you arrive. The kitchen is both functional and modern, featuring updated stainless steel appliances including a dishwasher, with a layout that keeps you connected to the main living space. The well-proportioned bedroom offers comfort and privacy, while the convenience of in-suite laundry and dedicated storage ensures everything has its place. One parking space is included, and the current owners rent a second space for $40/month. Secure entry, elevator access, and an on-site fitness room complete this low-maintenance lifestyle package. Set in Kitchener’s desirable Victoria Hills neighbourhood, this address truly shines for convenience. Walk to Food Basics, Real Canadian Superstore, Highland Hills Mall, cafés, restaurants, pharmacies, and everyday essentials along Highland Road in just minutes. Major bus routes are close by, making commuting to Uptown Waterloo, Downtown Kitchener, or the universities simple and stress-free. Nearby parks and trails provide green space for evening walks or weekend downtime. Whether you’re a first-time buyer, downsizer, or investor, this location delivers a connected, urban lifestyle where daily errands are effortless and everything you need is right at your doorstep. (id:63159)
Listing Information
- MLS®
- 40854365
- Data last synced
- September 15, 2026
Keller Williams Innovation Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Keller Williams Innovation Realty
MLS® Number: 40854365
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$388/sqft
Building average
—
No other active listings in this building
323 - Victoria Hills average
$313/sqft
11 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($15,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$252,000.00
Periodic payment — Principal & Interest (monthly)$1,625.82
Additional monthly expenses (condo fees, tax, utilities, etc.)$657.39
Total monthly cost$2,283.20
Interest paid over 5-yr term$72,223.92
Balance at end of term$226,674.82
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$15,750
Stress test qualifying rate8.19%
Payment you must qualify for$2,320.31
Cash Needed at Closing
Minimum down payment$15,750
Estimated Land Transfer Tax (LTT)$3,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,450
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
