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Property Type: Condo / ApartmentOwnership: Condominium
65 HIGHLAND Crescent Unit# 502
Kitchener, ON N2M5M8
MLS® 40863375
$280,000
2 bed1 bath1 parking1,000 sqft
Amenities
Gym
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
R2DC5
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $568/mo
- Annual property tax
- $1,994.29
Interior
- Basement
- None
- Heating
- Baseboard heaters, Electric
- Cooling / A/C
- Window air conditioner
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Main level | — |
| Bedroom | Main level | 8'9'' x 12'5'' |
| Bedroom | Main level | 10'9'' x 11'9'' |
Description
An excellent opportunity to own in Kitchener’s established Victoria Hills community. This 2-bedroom, 1-bathroom condo offers 1,000 sq. ft. of comfortable living space with a practical layout, generous room sizes, in-suite laundry, and one parking space. With shopping, groceries, restaurants, public transit, parks, and everyday essentials all within easy reach, the location makes getting around simple. A versatile property for a first-time buyer, downsizer, or anyone looking for a low-maintenance place to call home, while also offering strong appeal as an investment property. Conveniently located with easy access to both Downtown Kitchener and Uptown Waterloo, this spacious condo is a great opportunity in a well-connected Kitchener neighbourhood. (id:63159)
Listing Information
- MLS®
- 40863375
- Data last synced
- October 1, 2026
Vancor Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Vancor Realty Inc.
MLS® Number: 40863375
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$280/sqft
Building average
—
No other active listings in this building
323 - Victoria Hills average
$340/sqft
11 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($14,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$224,000.00
Periodic payment — Principal & Interest (monthly)$1,445.17
Additional monthly expenses (condo fees, tax, utilities, etc.)$784.19
Total monthly cost$2,229.36
Interest paid over 5-yr term$64,199.04
Balance at end of term$201,488.72
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$14,000
Stress test qualifying rate8.19%
Payment you must qualify for$2,062.50
Cash Needed at Closing
Minimum down payment$14,000
Estimated Land Transfer Tax (LTT)$2,675
Legal / closing costs (typical estimate)$1,500
Total cash needed$18,175
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
