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Property Type: Condo / ApartmentOwnership: Condominium
690 KING Street W Unit# 522
Kitchener, ON N2H5L8
MLS® 40816953
$399,000
1 bed1 bath1 parking951 sqftBuilt 2018
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Stories
- 1
- Frontage
- 0 feet
Mu-2, R-5
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $766/mo
- Annual property tax
- $4,246.36
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Landscaping, Insurance, Parking, Residential Manager
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 13'0'' x 15'0'' |
| Kitchen | Main level | 10'2'' x 13'3'' |
| 3pc Bathroom | Main level | — |
| Bedroom | Main level | 13'4'' x 17'8'' |
Description
Welcome to 690 King Street West, your next chapter in the heart of the Downtown Uptown core! Take advantage of one of the largest condo units in all of DTK with 951 square feet of well appointed living space. Enjoy the bright, clean and modern finishes in the open concept kitchen with an island perfect for hosting and cooking, stainless steel appliances and quartz stone countertops. The floor to ceiling windows allow for natural light to shine throughout while giving you a view of the city. The oversized living area is perfect for hosting, relaxing, and can be converted into the perfect work from home space! The master bedroom features a walk in closet, and the bathroom features a beautiful glass shower with porcelain and quartz finishes. No need to compromise on laundry - this unit comes with a full size stackable washer/dryer too! There is also an exclusive use locker and an exclusive use underground parking spot included. This unit location is prime as it is between Waterloo and Kitchener's Downtown where you will find many pubs, restaurants and shopping. Leave your car at home and hop on the new LRT which is right outside your door. The new Google Offices are a few minutes walking distance as are the University of Waterloo School of Pharmacy, McMaster's School of Medicine, Communitech and many other Innovation Tech Offices. Midtown is surrounded by new Condo Buildings but the square footage of this unit is unique and is hard to beat and most likely won't be seen again. Book your private showing today! (id:63159)
Listing Information
- MLS®
- 40816953
- Data last synced
- September 15, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40816953
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$420/sqft
Building average
—
No other active listings in this building
313 - Downtown Kitchener/W. Ward average
$522/sqft
116 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,167.93
Total monthly cost$3,227.30
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,950
Stress test qualifying rate8.19%
Payment you must qualify for$2,939.06
Cash Needed at Closing
Minimum down payment$19,950
Estimated Land Transfer Tax (LTT)$4,460
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,910
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
