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Property Type: TownhouseOwnership: Condominium
7 - 183 VICTORIA STREET N
Kitchener, ON N2R5C5
MLS® X13820226
$920,000
3 bed2 bath1 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 3
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $428/mo
- Annual property tax
- $4,077.4 (2025)
Maintenance Fee Includes
Also included: Electricity, Insurance, Parking
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Lower level | — |
| Bathroom | Lower level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
Description
Stylish 3-storey condo townhouse offering over 2,000 sq. ft. of thoughtfully designed living space, combining sleek modern finishes with a prime Kitchener location. The lower level features a spacious bedroom, a 4-piece bathroom. The bright, open-concept main floor living space is ideal for both everyday living and entertaining, with large windows, a well proportioned dining area. The contemporary kitchen is finished with quartz countertops, melamine slab cabinetry, and porcelain tile. The upper level offers two additional bedrooms with closets, a full bathroom, a private terrace, and convenient ensuite laundry. Ideally located near downtown Kitchener, transit, parks, restaurants, and everyday amenities. (id:63159)
Listing Information
- MLS®
- X13820226
- Tax assessment year
- 2025
- Data last synced
- September 24, 2026
INTERCITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: INTERCITY REALTY INC.
MLS® Number: X13820226
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$363/sqft
214 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.3% ($67,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$736,000.00
Periodic payment — Principal & Interest (monthly)$4,748.42
Additional monthly expenses (condo fees, tax, utilities, etc.)$767.78
Total monthly cost$5,516.21
Interest paid over 5-yr term$210,939.72
Balance at end of term$662,034.38
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$67,000
Stress test qualifying rate8.19%
Payment you must qualify for$6,613.94
Cash Needed at Closing
Minimum down payment$67,000
Estimated Land Transfer Tax (LTT)$14,875
Legal / closing costs (typical estimate)$1,500
Total cash needed$83,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
