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Property Type: TownhouseOwnership: Freehold
154 SHADOW WOOD COURT
Waterloo, ON N2K3W4
MLS® X13798762
$669,900
3 bed2.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 28.9 x 110.1 FT
- Frontage
- 28.1 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $3,981.68
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Primary Bedroom | Second level | — |
| Laundry room | Second level | — |
| Recreational, Games room | Basement | — |
Description
Tucked away on a quiet street in a desirable Waterloo neighbourhood, this lovingly maintained end-unit townhome offers comfort, privacy, and room to make it your own. Picture yourself enjoying a morning coffee on the charming front porch beneath the beautiful magnolia tree, a spot that adds character and curb appeal throughout the seasons. Inside, bright and welcoming living spaces provide the perfect setting for everyday life. Thoughtfully cared for over the years, the home has seen numerous updates, including the furnace, air conditioner, sump pump, select appliances, flooring, and lighting, offering peace of mind while still leaving opportunities to personalize and add your own touch. The home features three spacious bedrooms, one and a half bathrooms, and a finished lower-level rec room that easily adapts to your lifestyle, whether you need a home office, fitness space, playroom, or cozy retreat for movie nights. A rough-in for an additional bathroom in the basement adds even more potential for the future. Step outside to a fully fenced backyard with a large deck, ideal for summer barbecues (gas BBQ hook up), family gatherings, or simply unwinding at the end of the day. As an end unit, you'll enjoy an added sense of space and privacy, surrounded by mature trees and a peaceful, family-friendly setting. With parks (Kiwanis Park, Bechtel Park, Waterloo Park), trails (Grand River Trails), schools, shopping, Bingemans and major commuter routes all nearby, this is a wonderful opportunity to settle into a welcoming Waterloo community and enjoy a home that has been thoughtfully cared for and is ready for its next chapter. (id:63159)
Listing Information
- MLS®
- X13798762
- Data last synced
- October 6, 2026
Keller Williams Home Group Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Keller Williams Home Group Realty
MLS® Number: X13798762
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$362/sqft
90 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($41,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$535,920.00
Periodic payment — Principal & Interest (monthly)$3,457.57
Additional monthly expenses (condo fees, tax, utilities, etc.)$331.81
Total monthly cost$3,789.38
Interest paid over 5-yr term$153,596.21
Balance at end of term$482,061.77
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$41,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,868.65
Cash Needed at Closing
Minimum down payment$41,990
Estimated Land Transfer Tax (LTT)$9,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
