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Property Type: TownhouseOwnership: Condominium
13 - 285 BLUEVALE STREET N
Waterloo, ON N2J4L8
MLS® X13411634
$499,990
4 bed2 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $500/mo
- Annual property tax
- $2,534 (2026)
Maintenance Fee Includes
Also included: Common Area Maintenance
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Basement | — |
| Laundry room | Basement | — |
Description
Welcome to 13-285 Bluevale St N set up on top of the hill over looking the treed complex to the front and trees to the back. Very quiet and far away from the main road. This home boasts a large eat in kitchen with dining and living room. Step out through the back patio door into a green enclosed back yard. A little peace of heaven where you can BBQ and entertain your friends. Second floor has a large master bedroom and 2 more spacious bedrooms with a beautiful 4 pc bathroom. The basement has a den/4th bedroom and a 3 pc washroom. No carpet. Close to Conestoga Mall, Conestoga College, Waterloo University, YMCA and Parks. (id:63159)
Listing Information
- MLS®
- X13411634
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
NU-VISTA PINNACLE REALTY BROKERAGE INC
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: NU-VISTA PINNACLE REALTY BROKERAGE INC
MLS® Number: X13411634
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of London and St. Thomas Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$362/sqft
90 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($25,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,992.00
Periodic payment — Principal & Interest (monthly)$2,580.61
Additional monthly expenses (condo fees, tax, utilities, etc.)$711.17
Total monthly cost$3,291.78
Interest paid over 5-yr term$114,638.86
Balance at end of term$359,794.10
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$25,000
Stress test qualifying rate8.19%
Payment you must qualify for$3,682.95
Cash Needed at Closing
Minimum down payment$25,000
Estimated Land Transfer Tax (LTT)$6,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,974
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
