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Property Type: TownhouseOwnership: Condominium
C - 304 BLUEVALE STREET N
Waterloo, ON N2J4G3
MLS® X14098862
60
Walk Score
41
Transit
43
Bike
$350,000
4 bed2.5 bath2 parking
60
Walk Score
41
Transit
43
Bike
Amenities
Visitor Parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
RMU40
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $663/mo
- Annual property tax
- $2,821
Maintenance Fee Includes
Water
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- Finished, N/A
- Heating
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Bedroom 5 | Basement | — |
| Laundry room | Basement | — |
| Living room | Main level | — |
| Kitchen | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Recreational, Games room | Basement | — |
Description
Welcome to 304C Bluevale Street North, a spacious 4+1 bedroom, 2 bathroom townhome in a quiet, family-friendly Waterloo neighbourhood.From the front entrance, step into the bright main level featuring a comfortable living room, dining area and functional kitchen. The living anddining areas connect directly to the backyard, making it easy to enjoy outdoor meals, gardening or time with family. Upstairs offers four bedrooms on the same level, providing plenty of space for a larger family, children, guests or home offices. The finished basement adds a fifth bedroom, additional living space and extra storage. This home also includes a single-car garage. It is connected to the neighbouring townhome only by the garage, giving it more privacy and the comfortable feel of a detached home. Conveniently located close to Highway 85, public transit,shopping, parks, trails and the Grand River. The University of Waterloo and Wilfrid Laurier University are also nearby, making this a great option for families with children attending university. A spacious and practical home in a convenient Waterloo location. (id:63161)
Listing Information
- MLS®
- X14098862
- Data last synced
- October 26, 2026
KELLER WILLIAMS INNOVATION REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: KELLER WILLIAMS INNOVATION REALTY
MLS® Number: X14098862
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$362/sqft
90 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($17,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$280,000.00
Periodic payment — Principal & Interest (monthly)$1,806.46
Additional monthly expenses (condo fees, tax, utilities, etc.)$897.90
Total monthly cost$2,704.37
Interest paid over 5-yr term$80,248.80
Balance at end of term$251,860.91
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$17,500
Stress test qualifying rate8.19%
Payment you must qualify for$2,578.12
Cash Needed at Closing
Minimum down payment$17,500
Estimated Land Transfer Tax (LTT)$3,725
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,725
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
