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Property Type: Detached HouseOwnership: Freehold
74 PENNSYLVANIA CRESCENT
Kitchener, ON N2P2S6
MLS® X13417846
$1,799,000
5 bed4 bath6 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 70 x 131.7 FT
- Frontage
- 70 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $12,509 (2025)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Nestled on a quiet, executive cul-de-sac in one of Kitchener's most prestigious enclaves, this custom 2-storey Charlston-built home sits on a premium 70-foot wide lot backing directly onto the walking trails, forest, and the serene Grand River. A rare blend of natural beauty and architectural canvas, this property offers a massive, fully fenced backyard sanctuary complete with mature trees, lush landscaped gardens, and a spectacular pond with waterfall completed in 2025. Step inside to find an expansive layout bathed in natural light, featuring elegant architectural details, striking skylight, and a beautiful sunlit breakfast room. The massive primary master suite is a true retreat, framed by gorgeous wrap-around windows offering peaceful panoramic views of the estate and river beyond. The fully finished lower level features soaring 9-foot ceilings that elevate the space, offering the perfect footprint for a premium recreation room, home gym, or media centre. Rest easy knowing major exterior mechanics have already been taken care of, including roof in 2025. Complete with 2 gas fireplaces, an attached 3-car garage and a triple+ wide concrete driveway, this solid brick home presents a massive, rare opportunity to put your personal styling and finishing touches on a true forever dream home. Design inspiration available in listing supplements! (id:63159)
Listing Information
- MLS®
- X13417846
- Tax assessment year
- 2025
- Data last synced
- September 15, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13417846
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($359,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,439,200.00
Periodic payment — Principal & Interest (monthly)$9,285.23
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,042.42
Total monthly cost$10,327.65
Interest paid over 5-yr term$412,478.86
Balance at end of term$1,294,565.05
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$359,800
Stress test qualifying rate8.19%
Payment you must qualify for$11,159.18
Cash Needed at Closing
Minimum down payment$359,800
Estimated Land Transfer Tax (LTT)$32,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$393,755
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
