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Property Type: Detached HouseOwnership: Freehold
795 ROBERT FERRIE DRIVE
Kitchener, ON N2R0B9
MLS® X13829994
$1,249,000
7 bed6.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 43 x 131 FT
- Frontage
- 43 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $9,333.81
Interior
- Basement
- Finished, Separate entrance, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Bedroom 5 | Basement | — |
| Bedroom | Basement | — |
| Bedroom | Basement | — |
Description
This rare investment opportunity offers exceptional value and versatility! Situated just minutes from Conestoga College, major amenities, and Highway 401, this stunning duplex features approximately 5,000 sq. ft. of total living space, including a beautifully finished basement apartment. Designed with comfort and functionality in mind, the main home showcases a spacious and well-appointed layout with 7 bedrooms and 6 bathrooms in total. The elegant main floor includes a gourmet chef's kitchen with stylish backsplash, bright living and dining areas, two inviting family rooms, and a private office - ideal for working from home. Upstairs, enjoy an additional family room perfect for relaxing or entertaining. The finished basement offers a fully self-contained unit with a separate entrance, making it ideal for extended family or rental income potential. This lower-level suite features 3 bedrooms, 2 full bathrooms, a modern kitchen, a cozy sitting area, and its own dedicated laundry space. An incredible opportunity for investors or large families seeking space, convenience, and income potential in a prime location! (id:63159)
Listing Information
- MLS®
- X13829994
- Data last synced
- September 26, 2026
HOMELIFE/MIRACLE REALTY LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE/MIRACLE REALTY LTD
MLS® Number: X13829994
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 8.0% ($99,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$999,200.00
Periodic payment — Principal & Interest (monthly)$6,446.50
Additional monthly expenses (condo fees, tax, utilities, etc.)$777.82
Total monthly cost$7,224.32
Interest paid over 5-yr term$286,373.59
Balance at end of term$898,783.63
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$99,900
Stress test qualifying rate8.19%
Payment you must qualify for$8,909.82
Cash Needed at Closing
Minimum down payment$99,900
Estimated Land Transfer Tax (LTT)$21,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$122,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
