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Property Type: TownhouseOwnership: Condominium
A5 - 190 CENTURY HILL DRIVE
Kitchener, ON N2E2W6
MLS® X13826228
$389,000
2 bed1 bath1 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $250/mo
- Annual property tax
- $2,859.71
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
- Flooring
- Hardwood, Carpeted
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Ground level | — |
| Kitchen | Ground level | — |
| Primary Bedroom | Ground level | — |
| Bedroom 2 | Ground level | — |
Description
This modern executive condo unit is strategically positioned in its prime location! Less than 10-minutes from Highway 401 and Conestoga College, this location is ideal for commuters and students. Nature enthusiast will love being across the street from Steckle Woods offering scenic walking trails. With nearby shopping, dining and parks, everything you need is within reach. Whether you're an investor looking for an excellent opportunity, downsizers or young professionals searching for the perfect home. (id:63159)
Listing Information
- MLS®
- X13826228
- Data last synced
- October 14, 2026
CENTURY 21 PEOPLE'S CHOICE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CENTURY 21 PEOPLE'S CHOICE REALTY INC.
MLS® Number: X13826228
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$363/sqft
214 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$311,200.00
Periodic payment — Principal & Interest (monthly)$2,007.76
Additional monthly expenses (condo fees, tax, utilities, etc.)$488.31
Total monthly cost$2,496.07
Interest paid over 5-yr term$89,190.81
Balance at end of term$279,925.41
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,450
Stress test qualifying rate8.19%
Payment you must qualify for$2,865.39
Cash Needed at Closing
Minimum down payment$19,450
Estimated Land Transfer Tax (LTT)$4,310
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,260
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
