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Property Type: Detached HouseOwnership: Freehold
10 MERNER Place
New Hamburg, ON N3A1Z6
MLS® 40860082
$949,900
4 bed3.5 bath4 parking3,040 sqftBuilt 1998
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 57 feet
Z3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,590
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Basement | 9'5'' x 5'4'' |
| Storage | Basement | 20'6'' x 20'2'' |
| Recreation room | Basement | 23'9'' x 21'8'' |
| Bedroom | Second level | 11'2'' x 20'1'' |
| 5pc Bathroom | Second level | 7'10'' x 7'10'' |
| Bedroom | Second level | 11'0'' x 14'10'' |
| Bedroom | Second level | 11'6'' x 10'8'' |
| 5pc Ensuite bath | Second level | 9'10'' x 10'7'' |
| Primary Bedroom | Second level | 12'1'' x 15'9'' |
| Laundry room | Main level | 9'3'' x 9'9'' |
| 2pc Bathroom | Main level | 5'1'' x 5'8'' |
| Family room | Main level | 18'3'' x 13'9'' |
| Living room | Main level | 13'1'' x 11'11'' |
Description
Tucked away on a quiet CUL-DE-SAC in one of New Hamburg’s established neighbourhoods, this spacious family home enjoys a private, treed backdrop beyond the rear yard creating a peaceful, natural setting. Inside, you’ll find a bright, functional layout with plenty of room for a growing family. The main floor features generous living & dining spaces, a family room, & a WELL EQUIPPED KITCHEN with granite counters & stainless steel appliances. Upstairs are 3 spacious bedrooms plus an impressive loft currently used as a 4th bedroom, making this an especially appealing layout for families looking for 4 sleeping spaces on one level. The primary suite features VAULTED CEILINGS, a walk-in closet & private ensuite, while the additional bedrooms enjoy JACK-&-JILL ensuite access. Ceiling fans in all bedrooms & some smart light switches add everyday comfort & convenience. The finished lower level provides even more living space with a LARGE RECREATION ROOM, GAS FIREPLACE & OVERSIZED WINDOWS that bring in plenty of natural light. A rough-in for a future bathroom offers the opportunity to further enhance this already versatile level. Outside is where this property really shines. Enjoy summer evenings on the two-tiered deck beneath the GAZEBO, while the POWERED SHED provides convenient storage or workspace & a fenced area keeps the kids and pets safe. A double-car garage & double-wide CONCRETE DRIVEWAY provide plenty of parking. Recent improvements include all new windows on the 2nd floor (2020), insulated garage door (2019), stainless steel fridge, stove, dishwasher & built-in microwave (2019), LG WashTower (2022), LeafFilter gutter protection & chain-link fencing. With space inside & out, a peaceful cul-de-sac location & a backyard that feels like a retreat, this is a home designed for family life. (id:63159)
Listing Information
- MLS®
- 40860082
- Data last synced
- October 5, 2026
RE/MAX SOLID GOLD REALTY (II) LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX SOLID GOLD REALTY (II) LTD.
MLS® Number: 40860082
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$312/sqft
Building average
—
No other active listings in this building
660 - New Hamburg average
$433/sqft
20 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Stratford
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (1)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($69,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$759,920.00
Periodic payment — Principal & Interest (monthly)$4,902.75
Additional monthly expenses (condo fees, tax, utilities, etc.)$617.83
Total monthly cost$5,520.58
Interest paid over 5-yr term$217,795.26
Balance at end of term$683,550.50
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$69,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,822.59
Cash Needed at Closing
Minimum down payment$69,990
Estimated Land Transfer Tax (LTT)$15,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$86,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
