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Property Type: Detached HouseOwnership: Freehold
13 LEWIS Street
New Hamburg, ON N3A1P5
MLS® 40870772
$639,000
3 bed2 bath5 parking2,084 sqftBuilt 1966
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 0.18 acres
- Frontage
- 101 feet
Z3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,859.84
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 2'6'' x 5'2'' |
| Utility room | Basement | 3'1'' x 4'0'' |
| 3pc Bathroom | Basement | 9'10'' x 12'0'' |
| Kitchen | Basement | 12'0'' x 17'1'' |
| Bedroom | Basement | 9'6'' x 12'0'' |
| Recreation room | Basement | 13'9'' x 39'10'' |
| 4pc Bathroom | Main level | 4'11'' x 9'3'' |
| Laundry room | Main level | 8'5'' x 11'6'' |
| Bedroom | Main level | 10'9'' x 12'2'' |
| Primary Bedroom | Main level | 11'10'' x 12'10'' |
| Foyer | Main level | 5'3'' x 12'10'' |
| Living room/Dining room | Main level | 15'4'' x 20'5'' |
| Kitchen | Main level | 10'7'' x 13'6'' |
Description
Welcome to this well cared for solid all-brick bungalow nestled on a lovely dead end street! This property is in a desirable mature area with a large size side yard in addition to fenced rear yard, while being close to all the amenities in the delightful town of New Hamburg! There is an open concept living & dining room just off the kitchen with a separate entrance to the rear yard & patio. Currently it is 2 bedroom upstairs with a main floor laundry room that could easily be again a home office or 3rd main-floor bedroom. Major updates in 2025: all new windows, doors & attic insulation, main floor interior doors & trim and new bathroom vanity. This is a carpet free home with mixture of vinyl, laminate and tile throughout and gives rise to the use as an in-law setup or multi-generational as there is a 2nd kitchen opportunity & 3 piece bath in the finished basement. The basement features a very large recreation/ game room with a wood fireplace plus a bonus room. The large detached single car garage (approx 24'x14') has room for workshop space and a double wide driveway with room for 4 cars. (id:63159)
Listing Information
- MLS®
- 40870772
- Data last synced
- October 15, 2026
RED AND WHITE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RED AND WHITE REALTY INC.
MLS® Number: 40870772
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$307/sqft
Building average
—
No other active listings in this building
660 - New Hamburg average
$433/sqft
20 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Stratford
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (5+)
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($38,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$511,200.00
Periodic payment — Principal & Interest (monthly)$3,298.09
Additional monthly expenses (condo fees, tax, utilities, etc.)$425.65
Total monthly cost$3,723.74
Interest paid over 5-yr term$146,511.39
Balance at end of term$459,826.05
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$38,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,653.02
Cash Needed at Closing
Minimum down payment$38,900
Estimated Land Transfer Tax (LTT)$9,255
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,655
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
