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Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED
49 GEORGE Street
New Hamburg, ON N3A1W5
MLS® 40873107
50
Walk Score
63
Bike
$700,000
4 bed2 bath3 parking1,929 sqftBuilt 1968
50
Walk Score
63
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 58 feet
Z2b
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,053.48
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | 11'6'' x 18'2'' |
| 3pc Bathroom | Basement | 6'4'' x 9'10'' |
| Recreation room | Basement | 16'4'' x 18'0'' |
| Bedroom | Basement | 11'6'' x 10'1'' |
| Primary Bedroom | Basement | 11'7'' x 11'6'' |
| 3pc Bathroom | Main level | 7'1'' x 6'11'' |
| Bedroom | Main level | 10'8'' x 9'11'' |
| Bedroom | Main level | 14'4'' x 9'11'' |
| Dining room | Main level | 10'6'' x 9'7'' |
| Kitchen | Main level | 13'9'' x 16'6'' |
| Living room | Main level | 11'7'' x 19'1'' |
Description
Welcome to 49 George Street, a beautifully renovated bungalow in the heart of charming New Hamburg, offering the perfect combination of modern updates, versatile living space, and an incredible backyard! Ideal for growing families, downsizers, or investors, this move-in-ready home is sure to impress. Step inside to discover a bright and inviting interior, with a thoughtfully designed main floor. You’re instantly welcomed by a spacious living room, seamlessly connecting to the spacious kitchen, with loads of natural light and a perfect view of the backyard. Beautifully renovated, the kitchen features stainless steel appliances, a gas stove, and stone countertops, with a dedicated dining space for family meals. The main floor is complete with two comfortable bedrooms and a renovated full bathroom, creating an ideal space for everyday living. Downstairs, you will find the incredible, fully finished basement, providing exceptional flexibility for your family’s needs. The spacious rec room provides great flexibility for a home gym or play area. The two additional bedrooms, each with its own walk-in closet, offer versatile options for a primary suite, guest room, or a home office. You will also appreciate the stylishly updated second full bathroom and the added convenience of a large dedicated laundry and storage room. Step outside to your very own backyard retreat, featuring an above-ground pool and a built-in bar and barbeque area. This yard offers tons of space for the kids to play and is perfect for summer gatherings with friends by the pool. Located in the welcoming community of New Hamburg, you'll enjoy convenient access to parks, schools, local shops, restaurants and everyday amenities, all while remaining within easy reach of Kitchener, Waterloo and the surrounding region. With four bedrooms, two full bathrooms, extensive renovations and an incredible outdoor setting, this is a fantastic opportunity. Don't miss your chance to call this beautiful property home! (id:63161)
Listing Information
- MLS®
- 40873107
- Data last synced
- October 26, 2026
EXP REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: EXP REALTY
MLS® Number: 40873107
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$363/sqft
Building average
—
No other active listings in this building
660 - New Hamburg average
$430/sqft
20 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Stratford
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (5+)
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($45,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$560,000.00
Periodic payment — Principal & Interest (monthly)$3,612.93
Additional monthly expenses (condo fees, tax, utilities, etc.)$433.79
Total monthly cost$4,046.72
Interest paid over 5-yr term$160,497.61
Balance at end of term$503,721.81
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$45,000
Stress test qualifying rate8.19%
Payment you must qualify for$5,078.70
Cash Needed at Closing
Minimum down payment$45,000
Estimated Land Transfer Tax (LTT)$10,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
