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Property Type: Detached HouseOwnership: Freehold
1814 NAFZIGER Road
New Hamburg, ON N3A3G9
MLS® 40866950
$1,499,000
3 bed3.5 bath20 parking1,980 sqftBuilt 1980
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 3 acres
- Frontage
- 597 feet
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Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,544
Interior
- Basement
- Finished, Full
- Heating
- Stove, Forced air, Space Heater, Electric, Propane
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Ensuite bath | Second level | — |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 13'4'' x 9'0'' |
| Bedroom | Second level | 14'0'' x 10'3'' |
| Primary Bedroom | Second level | 13'10'' x 12'7'' |
| 2pc Bathroom | Main level | — |
| Family room | Main level | 12'0'' x 20'3'' |
| Sitting room | Main level | 10'1'' x 12'5'' |
| Kitchen | Main level | 16'2'' x 15'10'' |
| Dining room | Main level | 14'9'' x 13'0'' |
| Recreation room | Basement | 23'2'' x 25'7'' |
Description
Welcome home to RIVERBEND - a truly one-of-a-kind riverside retreat nestled on a breathtaking 3-acre property just minutes from New Hamburg, and only 10 minutes to Kitchener-Waterloo. With over 750 feet of frontage along the Nith River, this spectacular property offers the perfect blend of privacy, nature, recreation, and modern comfort. If you're searching for a peaceful family home and entertainer's paradise,'Riverbend' delivers a lifestyle rarely offered this close to the city. The beautifully updated 2-storey home features 3 bedrooms, 2.5 bathrooms,and finished basement with a large cold room. The spacious primary suite includes a walk-through closet and private 3-piece ensuite. The home is completely carpet-free and extensively renovated throughout with luxury vinyl flooring, updated bathrooms, lighting, trim, doors, paint, andmore. The stunning kitchen was fully upgraded in 2021 with new cooktop, wall oven, refrigerator, microwave, and dishwasher. Step outside and experience your own private outdoor oasis. Explore the property trails through hundreds of trees, launch a kayak or canoe directly from your property, or unwind beside the riverside bonfire pit under the stars. The professionally landscaped gardens showcase countless perennials,flowering shrubs, and ornamental trees. The backyard was also designed for entertaining with a stunning two-level deck (2022) featuring hard plumbed BBQ propane, multiple electrical circuits, a large gazebo with metal roof and lighting, and a 7-person 'step-in' hot tub overlooking the river. Additional highlights include climatized double garage, ample parking, covered front porch, insulated and wired She Shed perfect fora home office or playhouse, storage shed, UV water system, and efficient electric heat pump/AC system. Properties like this are exceptionally rare. A true Muskoka-like setting without leaving Waterloo Region. Must be experienced in person to fully appreciate what Riverbend has to offer! (id:63159)
Listing Information
- MLS®
- 40866950
- Data last synced
- October 14, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40866950
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$757/sqft
Building average
—
No other active listings in this building
660 - New Hamburg average
$408/sqft
20 active listing(s)
Parking: 20 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Stratford
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
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Mortgage & Ownership Cost Calculator
Minimum required: 8.3% ($124,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,199,200.00
Periodic payment — Principal & Interest (monthly)$7,736.83
Additional monthly expenses (condo fees, tax, utilities, etc.)$727.67
Total monthly cost$8,464.50
Interest paid over 5-yr term$343,694.17
Balance at end of term$1,078,684.28
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$124,900
Stress test qualifying rate8.19%
Payment you must qualify for$10,654.42
Cash Needed at Closing
Minimum down payment$124,900
Estimated Land Transfer Tax (LTT)$26,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$152,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.