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Property Type: Detached HouseOwnership: Freehold
21 ONTARIO STREET
Orangeville, ON L9W2T9
MLS® W14093086
67
Walk Score
25
Transit
49
Bike
$629,900
4 bed2 bath2 parking
67
Walk Score
25
Transit
49
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 30 x 100 FT
- Frontage
- 30 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,085
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Recreational, Games room | Lower level | — |
| Laundry room | Lower level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Main level | — |
| Bathroom | Main level | — |
| Bedroom 4 | Lower level | — |
| Bathroom | Lower level | — |
| Recreational, Games room | Lower level | — |
Description
ORANGEVILLE | FAMILY-CENTRIC COMMUNITY | PRIDE OF OWNERSHIP --- PRESENTING 21 ONTARIO STREET - a meticulously maintained home in a family-centric community home to mature large lots and established gardens and central to all key amenities a busy household might require. This semi-detached bungalow offers 3+1 bedrooms, 1+1 bathrooms and provides an abundance of living space and storage. Impeccably maintained home with tasteful neutral decor throughout. Main level with renovated and updated kitchen with s/s appliances, French doors lead to the bright living room bathed in natural light from the large front-facing picture window, dining room as well as private living zone with three bedrooms with hardwood flooring and new windows, and updated main 4pc bath with modern vanity. Full finished lower level echoes the sq.ft. of the upper level, extending the functional living space this home offers with another bedroom, large rec room with built-in bar, 3pc bath and laundry. French doors lead from the main level out to the private rear yard. Pride of ownership = truly a move in ready gem! (id:63159)
Listing Information
- MLS®
- W14093086
- Data last synced
- October 20, 2026
RE/MAX HALLMARK CHAY REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX HALLMARK CHAY REALTY
MLS® Number: W14093086
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Orangeville average
$448/sqft
4 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 100%
Wind NE 4 km/h
Tonight
7°
Thursday
20°
Thursday night
6°
Friday
12°
Friday night
-1°
Saturday
13°
Source: Environment and Climate Change Canada.
Population
30,167
(2021 Census)
+4.4% since 2016
Density: 1,989.9/km²
Dwellings:
Similar Listings Nearby
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186 m away
Mortgage & Ownership Cost Calculator
Minimum required: 6.0% ($37,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$503,920.00
Periodic payment — Principal & Interest (monthly)$3,251.12
Additional monthly expenses (condo fees, tax, utilities, etc.)$340.42
Total monthly cost$3,591.54
Interest paid over 5-yr term$144,424.92
Balance at end of term$453,277.67
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$37,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,589.52
Cash Needed at Closing
Minimum down payment$37,990
Estimated Land Transfer Tax (LTT)$9,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$48,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
