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Property Type: Detached HouseOwnership: Freehold
7 CARDWELL STREET
Orangeville, ON L9W2V5
MLS® W14098040
63
Walk Score
24
Transit
42
Bike
$559,900
4 bed1 bath4 parking
63
Walk Score
24
Transit
42
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 35 x 100 FT
- Frontage
- 35 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,145.13
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Upper Level | — |
| Bedroom | Upper Level | — |
| Bedroom | Upper Level | — |
| Bedroom | Upper Level | — |
| Bathroom | Upper Level | — |
| Recreational, Games room | Lower level | — |
| Workshop | Lower level | — |
Description
Offered for the very first time, this well cared for semi-detached home presents a rare opportunity to create something truly your own. Filled with natural light and thoughtfully maintained over the years, it's the kind of property that's ready to enjoy today while offering exciting potential for tomorrow. The main floor features a bright, open living and dining area with large windows that bring in plenty of sunshine, creating an inviting space for everyday living and family gatherings. The eat-in kitchen offers room for casual meals and overlooks the backyard, making it easy to picture morning coffee or weeknight dinners at home. Upstairs, you'll find four bedrooms, providing the flexibility growing families need for bedrooms, home offices, or hobby spaces. A centrally located three piece bathroom serves the upper level. The partially finished basement adds valuable extra living space and includes a separate entrance from the driveway, opening the door to a variety of future possibilities. Whether you're looking for a recreation room, workshop, home gym, or additional space to customize over time, there's plenty of opportunity to make it your own. The location is just as appealing. Situated within walking distance of Circle K, Every Kids' Park, public transit, and everyday conveniences, this is a neighbourhood that makes daily life easy. Commuters will also appreciate the quick access to major routes while still enjoying a quiet residential setting. Whether you're a first-time buyer, growing family, or someone looking for a home with solid bones and room to add value, this is an opportunity to find what you're looking for. First time ever offered for sale, it's ready for its next chapter. (id:63161)
Listing Information
- MLS®
- W14098040
- Data last synced
- October 25, 2026
ROYAL LEPAGE RCR REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE RCR REALTY
MLS® Number: W14098040
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Orangeville average
$448/sqft
4 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 100%
Wind E 7 km/h
Today
19°
Tonight
6°
Friday
12°
Friday night
-1°
Saturday
13°
Saturday night
1°
Source: Environment and Climate Change Canada.
Population
30,167
(2021 Census)
+4.4% since 2016
Density: 1,989.9/km²
Dwellings: 11,308
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Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($30,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$447,920.00
Periodic payment — Principal & Interest (monthly)$2,889.83
Additional monthly expenses (condo fees, tax, utilities, etc.)$345.43
Total monthly cost$3,235.26
Interest paid over 5-yr term$128,375.16
Balance at end of term$402,905.49
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$30,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,101.03
Cash Needed at Closing
Minimum down payment$30,990
Estimated Land Transfer Tax (LTT)$7,673
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,163
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
