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Property Type: Detached HouseOwnership: Freehold
308 FERN STREET
Orangeville, ON L9W5C1
MLS® W13835398
$795,000
3 bed3.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 29.5 x 114.8 FT
- Frontage
- 29.6 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,734.61
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Upper Level | — |
| Bedroom 2 | Upper Level | — |
| Bedroom 3 | Upper Level | — |
| Family room | Basement | — |
Description
Welcome to 308 Fern - An updated detached home in Orangeville's desirable west end, close to parks, shopping, restaurants and the Alder Recreation Centre. Bright, stylish and thoughtfully improved, this home reflects meaningful investment in both renovations and mechanical updates. The renovated kitchen is the heart of the home and made for entertaining, featuring expansive windows, a huge island with a stone counters, sleek design, abundant cabinetry, a large walk-in pantry and a sunny eating area that flows naturally into the main-level living room. Upstairs offers three well-sized bedrooms, including a spacious primary with a walk-in closet and feature wall, plus an updated 4-piece bathroom. With a bathroom on every level, the large finished lower level adds serious versatility-ideal for a 2nd living room, home office, workout area, hobby space or guest retreat. Hard-surface flooring throughout, a covered front porch and a heat pump/air conditioner add everyday comfort and efficiency. Outside, enjoy a large private fenced yard, complemented by a newer detached 2 car garage. Rear-lane access and a rear overhead garage door provide easy access to the backyard and flexibility for extra parking or a trailer. A move-in-ready west-end home with the updates, space and functionality buyers are looking for. (id:63159)
Listing Information
- MLS®
- W13835398
- Data last synced
- October 4, 2026
HOUSESIGMA INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOUSESIGMA INC.
MLS® Number: W13835398
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Orangeville average
$448/sqft
4 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 100%
Wind NE 4 km/h
Tonight
7°
Thursday
20°
Thursday night
6°
Friday
12°
Friday night
-1°
Saturday
13°
Source: Environment and Climate Change Canada.
Population
30,167
(2021 Census)
+4.4% since 2016
Density: 1,989.9/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($54,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$636,000.00
Periodic payment — Principal & Interest (monthly)$4,103.26
Additional monthly expenses (condo fees, tax, utilities, etc.)$477.88
Total monthly cost$4,581.14
Interest paid over 5-yr term$182,279.43
Balance at end of term$572,084.06
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$54,500
Stress test qualifying rate8.19%
Payment you must qualify for$5,741.65
Cash Needed at Closing
Minimum down payment$54,500
Estimated Land Transfer Tax (LTT)$12,375
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
