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Property Type: Detached HouseOwnership: Freehold
334 COTTONWOOD STREET
Orangeville, ON L9W4X7
MLS® W13841132
$778,000
3 bed3.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 32.1 x 101.7 FT
- Frontage
- 32.1 feet
R7
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,725
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Recreational, Games room | Basement | — |
| Office | Second level | — |
| Eating area | Main level | — |
| Living room | Main level | — |
| Kitchen | Main level | — |
| Other | Basement | — |
| Primary Bedroom | Second level | — |
| Bedroom 3 | Second level | — |
| Dining room | Main level | — |
| Bedroom 2 | Second level | — |
Description
Discover this beautifully updated family home in Orangeville's desirable Montgomery Village neighbourhood. Featuring 3 generous bedrooms plus a flexible den or home office, this home offers the perfect blend of comfort, style, and functionality. The bright, open concept main floor is highlighted by a modern eat in kitchen with granite countertops, stainless steel appliances, and a large island that's ideal for meal prep, casual dining, or entertaining guests. The finished basement includes a dedicated gym area and a comfortable living space, creating the perfect spot to stay active, relax, and spend time with family and friends. Outside, you'll find a fully landscaped, low maintenance backyard complete with concrete walkways, a gazebo, and a firepit inviting setting for summer barbecues, family gatherings, or quiet evenings outdoors. A detached garage and ample driveway parking add to the home's practicality and convenience. Located within walking distance to Montgomery Village Public School, Westside Secondary School, parks, and the Alder Recreation Centre, this home offers unmatched convenience for growing families. Enjoy quick access to shopping, restaurants, and Highway 10, making commuting a breeze. Combining an unbeatable location, functional layout, and welcoming neighbourhood atmosphere, this is the perfect place to call home. (id:63159)
Listing Information
- MLS®
- W13841132
- Data last synced
- September 30, 2026
Coldwell Banker Elevate Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Coldwell Banker Elevate Realty
MLS® Number: W13841132
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Orangeville average
$448/sqft
4 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 100%
Wind NE 4 km/h
Tonight
7°
Thursday
20°
Thursday night
6°
Friday
12°
Friday night
-1°
Saturday
13°
Source: Environment and Climate Change Canada.
Population
30,167
(2021 Census)
+4.4% since 2016
Density: 1,989.9/km²
Dwellings:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 6.8% ($52,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$622,400.00
Periodic payment — Principal & Interest (monthly)$4,015.51
Additional monthly expenses (condo fees, tax, utilities, etc.)$477.08
Total monthly cost$4,492.60
Interest paid over 5-yr term$178,381.63
Balance at end of term$559,850.81
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$52,800
Stress test qualifying rate8.19%
Payment you must qualify for$5,623.01
Cash Needed at Closing
Minimum down payment$52,800
Estimated Land Transfer Tax (LTT)$12,035
Legal / closing costs (typical estimate)$1,500
Total cash needed$66,335
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
